Easy Auto Loans – buyer applications

January 24, 2012

PLS Plays Santa for 100 Students at Chicago’s Calmeca Academy

Filed under: Auto Loan — Tags: , , , , , — @ 2:56 pm


PLS Plays Santa for 100 Students at Chicago’s Calmeca Academy

Loading the gifts at the PLS Support Center

Chicago, IL (PRWEB) December 15, 2011

“Dear Santa: I would like a race car, a train and a blue sweater,” wrote one five-year-old student. “Can I please have purple gloves and a scarf, and for fun—coloring books?” wrote another.

Each December, the young students at Calmeca Academy of Fine Arts & Dual Language on Chicago’s South Side carefully write their letters to Santa Claus. This year, however, due to the slow economy, the school’s expected support, which in the past was used to buy gifts for the children, was not available.

PLS Volunteers to Play Santa

That’s when PLS stepped in, pledging to play Santa for the school’s kindergarten and first grade classes. PLS team members at the company’s Support Center headquarters and at its many Illinois stores made $ 25 donations (the cost of purchasing gifting for one child), and the company matched many of the contributions.

On Monday, December 12, wrapped gifts for 100 students were delivered to Calmeca Academy by Sandra Arizaga, Director of Operations, PLS Check Cashers/North Illinois; Jim Bradley, Director of Operations, PLS Loan Store/South Illinois; and Daniel Dorame, Director of Operations, PLS Loan Store/North Illinois.

Delivering to Students in Dire Need

With average household incomes just under $ 10,000, the students at Calmeca Academy of Fine Arts & Dual Language (http://www.calmecaacademy.org), at 3456 W. 38th Street in Chicago, face daunting challenges all year round. Almost 97 percent come from low-income families, nearly 15 percent are special education students, and more than a third are limited-English learners.

“We are astounded at the generosity and kindness of our friends at PLS,” stated Frances Garcia, Calmeca Academy’s main. “Thanks to their giving hearts, our young students will be able to enjoy a very merry Christmas, and will receive many of the basic necessities—gloves, scarves, boots—that they lack. PLS is an outstanding member of the community.”

“We’re just doing what good neighbors do, which is lending a hand to our neighbors in need,” said Bob Wolfberg, President, PLS. “On behalf of all the PLS team members who made gift donations, we’re very glad to help the students and staff at Calmeca Academy enjoy a happy holiday season.”

About PLS: People. Location. Service.

The PLS Group (http://www.PLShome.com), headquartered in Chicago, is comprised of more than 300 financial services centers in Alabama, Arizona, California, Illinois, Indiana, Mississippi, New York, Texas and Wisconsin, with more than 3,100 employees. PLS is one of the largest, fastest-growing and most telling organizations in the check cashing industry, and is a top performer for Western Union, a money transfer network.

The PLS mission is to provide innovative and convenient financial services delivered with the respect that hard-working consumers meriting.

PLS has been listed among Inc. magazine’s “5000 Fastest-Growing Private Companies in America” (http://www.inc.com/inc5000/name) for the past three years, and for three consecutive years has been named one of the “101 Best and Brightest Companies to Work for in Chicago” by the National Association for Business Resources (http://www.101bestandbrightest.com). For the past four years, PLS has been named one of Chicago’s Largest Privately Held Companies by Crain’s Chicago Business® (http://www.chicagobusiness.com), and was list among Crain’s “Fast 50” (Fastest Growing Companies). Bob and Dan Wolfberg, PLS Presidents, were finalists for Ernst & Young’s 2010 Entrepreneur of the Year Award (http://www.ey.com). In 2011, Bob Wolfberg was recognized by Financial Service Centers of America [FiSCA (http://www.fisca.org)] as its Financial Service Provider of the Year. The company has also been twice honored with the Activa Award from FiSCA in recognition of its charitable efforts.

The PLS Group serves customers through its PLS Check Cashers stores, which offer check cashing, prepay Visa® charging cards, money transfer services, money orders and bill payments; PLS Loan Store locations, which provide consumer short-name loans, auto insurance and tax-preparation services; and PLS Motor Vehicle Services facilities, which offer vehicle license and registration services.

About Calmeca Academy of Fine Arts & Dual Language

Calmeca Academy, located at 3456 W. 38th Street in Chicago, offers classes to students from pre-kindergarten through middle school. The academy’s mission is to shape respectful, responsible lifelong learners who demonstrate attributes of inquisitive, self-motivated learners equipped with linguistic, cultural and artistic experiences that support and pave the way to success. For more information, visit http://www.calmecaacademy.org

###


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, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.



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January 23, 2012

Credit Union Auto Group Offers Lender Approval for Trade-In Protection Program

Filed under: Auto Financing — Tags: , , , , , , , , , — @ 4:58 am


Credit Union Auto Group Offers Lender Approval for Trade-In Protection Program

Jacksonville, FL (PRWEB) December 22, 2011

Family First Dealer Services LLC announced today that Credit Union Auto Group (a wholly owned subsidiary of First Jersey Credit Union) is now added to the list of growing lenders offering the Trade-In Protection product for sale through its’ motor vehicle / retail installment dealer network.

Trade-In Protection is a F&I product which provides a benefit of up to $ 5,000** towards a customers’ potential negative equity, when they return to the original selling dealer to trade-in and purchase another vehicle. The TIP program provides assistance if they owe more than what their vehicle is worth, or is “upside down.”

“We are extremely excited to rim away with TIP,” said Jim Milhaven, President and CEO of CUAG. “We are aggressively growing our indirect business in the New Jersey* market and the TIP program helps our members and our dealers with a very real issue they are facing in negative equity.”

TIP combines the retention benefit of a lease – but applied towards a seeded contract – giving the consumer a way to minimize or eliminate their negative equity on trade-ins. Additionally, the benefit encourages repeat business for the dealer as the benefit is redeemable only at the original selling dealership during the trade-in process. The program is offered on new and used vehicles as an optional F&I program, a blanket program and a combination with benefit levels from $ 1,000 – $ 5,000.***

“We are looking forward to a strong partnership with Credit Union Auto Group and First Jersey Credit Union,” said Tony Wanderon, President and CEO of Family First Dealer Services. “Having been so deeply involved in the development of GAP over the past 23 years, we feel strongly that our new Trade-In Protection product could far exceed GAP in its appeal to customers who finance with dealers nationwide.” We are excited to partner with Jim and his team to help them expand their ever growing presence in the indirect lending channel.”

About Credit Union Auto Group – CUAG is a wholly owned subsidiary of First Jersey Credit Union, and serves as the indirect auto loan channel for First Jersey Credit Union. FJCU was founded in 1929, and is one of the largest Credit Unions in New Jersey. Their mission is to meet the growing and changing financial needs of their membership by maintaining a sound financial position to protect their members’ investments and to deliver financial products and services in a friendly, convenient and personalized atmosphere. “Not for profit, not for charity, but for service.”

About Family First Dealer Services – Based in Jacksonville, Florida, FFDS provides F&I products, administration, consulting, training, and marketing support to insurance companies, financial institutions, independent agents, auto dealers, and auto manufacturers nationwide. Their core focus is on increasing partners’ profitability by providing unique F&I product offerings and services including Trade-In Protection (TIP), Guaranteed Asset Protection (GAP) and full line F&I products.

All inquires on the Trade-In Protection program can be directed to:
Brian Olson
VP of Sales, NA
bolson(at)tradeinprotection(dot)com
(913) 907-7570 direct
http://www.tradeinprotection.com

*CUAG / First Jersey Credit Union is accepting indirect loans in New Jersey only, per the FJCU lending terms and conditions. TIP is not available in New York.
**$ 5,000 max benefit on new vehicles / $ 3,500 max benefit on used vehicles
***Program and coverage may vary by dealer/state/lender. Please refer to the TIP Agreement for additional terms, conditions, limitations and exclusions.
SOURCE Family First Dealer Services, LLC

###


Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.



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January 21, 2012

Q&A: Why does the Finance Manager at auto dealership lie by saying buyer must wait 3 months before paying off loan?

Filed under: Auto Buyer — Tags: , , , , , , , , , , , — @ 6:55 pm


Question by rage: Why does the Finance Manager at auto dealership lie by saying buyer must wait 3 months before paying off loan?
The dealership offers $ 1000 incentive to finance the purchase of a new car thru the manufactures finance company. There is no early pay off penalty. Does the dealership finance manager get a “kick-back” from the finance company by telling the the buyer he must wait a few months before paying off the loan?

Best answer:

Answer by cmccarty232000
The longer you keep the loan the more money they make off of you. He may get a cut.. If not mayhap he is just an idoit.



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January 20, 2012

is a buyer of a used car have a certain amount of time to return the car if it is dissatisfied with a dealer?

Filed under: Auto Buyer — Tags: , , , , , , , — @ 8:55 am
auto buyers
by State Library and Archives of Florida

mountaineagle49 Question ? is a buyer of an used car have a certain amount of time to return the car if it is dissatisfied with a dealership I bought an used pick up truck at a local dealer and two days later that I could buy a new truck for the same price. Since I had the truck for a few days I can return it to the retailer for a response remboursementMeilleure : Answer by

Dave87gn
nope, find a broken deal is not covered under the lemon law

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January 18, 2012

Stadium Toyota, a Local Tampa New and Used Car Dealer, is Showcasing the Newly Redesigned 2012 Camry

Filed under: Auto Buyer — Tags: , , , , , , , , , , — @ 10:57 pm


Stadium Toyota, a Local Tampa New and Used Car Dealer, is Showcasing the Newly Redesigned 2012 Camry

Stadium Toyota

Tampa, Florida (PRWEB) December 09, 2011

Stadium Toyota in Tampa FL has a large inventory of both new and used cars for sale in the greater Tampa Bay area.

The 2012 Toyota Camry has been newly redesigned from the inside out. 6.8 million Camry owners over the past 30 years can’t be wrong! Here are some interesting Toyota Camry facts:

The Camry was originally introduced in 1983, replacing its successor the “Corona.” The word Camry is an anglicized version of the Japanese word Kanmuri, and translates to “crown.” In 1998, the Camry went from being manufactured as a narrow-body compact, to a wide-body mid-size. The Camry was offered as a lift, or hatch back model only in 1986, this rare vehicle has been replaced by a station wagon design. All Camry models feature four doors. The Camry received the Highest Possible Ratings in its Class for Frontal, Side, and Roof Crash – Test results from the Insurance Institute for Highway Safety. (2007-2011 Camry Models Source: http://www.iihs.org). In 2010 Motor intelligence named the Camry as the Best-Selling Car in America for 13 of the past 14 years. The Camry was introduced as a full hybrid, (runs on electric, gas or a combo) in 2006. Toyota launched the Camry Effect website where Camry lovers can share their personal story of why they love this automobile. At the time of writing there were over 14,915 “Camry Effect” contributors.

Here are some good reasons to choose Stadium Toyota when shopping for new or used cars in Tampa:

Over 100 used cars from $ 5,000 available on the lot every day. Trade Pay Offs, no weigh what you owe. % financing for 60 months for all qualified buyers. (On select vehicles and upon approved credit.) Winner of the President’s Award 17 times. Easy to find at 5088 N. Dale Mabry Highway in Tampa, just north of Raymond James Stadium, home of the Tampa Bay Buccaneers.

The Stadium Toyota website features a new and used inventory search tool designed to make it very easy to find the Car, Truck, SUV or Hybrid an auto shopper is looking for. Search parameters include options to search and sort by Model, Year, Trim, and MPG (Highway). Another useful feature of the website is the “Black Book” online appraisal tool, so a web visitor knows the value of a trade in before shopping for a vehicle. Don’t miss the Internet Savings voucher available on the site that offers $ 300 off any new or used vehicle, when signed by the Internet Sales department manager.

“In addition to many innovations on the Stadium Toyota website there are some design renovations happening that will improve the look and accessibility of the dealership. Regular updates on the Stadium Toyota Facebook page and in the email newsletter help to keep interested Stadium Toyota fan informed. The Stadium Toyota grouped been increasing activity in our local community by sponsoring the Macdill Air Fest and hosting an event in which Big Cat Rescue was a local Tampa winner of Toyota’s “100 cars for good” campaign. On Nov 2nd they were awarded a brand new Toyota Tundra. Day passes were given away, valued at $ 10 to anyone who test drove a new Camry and all proceeds went to support the rescue center,” states Kimberly Stockamore.

For more information about Stadium Toyota and the new and pre-owned cars featured please contact Kimberly Stockamore in the Internet Sales department by calling 813- 872- 4881, or stop by our dealership.

Stadium Toyota
5088 N. Dale Mabry Highway
Tampa, FL 33614

Hours of operation:
M-F 8:30 AM to 9:00 PM
Saturday 8:30 AM to 6:00 PM
Sunday 12:00 PM to 6:00 PM

http://www.stadiumtoyota.com
http://www.facebook.com/StadiumToyota
http://www.twitter.com/stadiumtoyota

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.



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January 17, 2012

Is it legal to sell your auto without smog test and the buyer agrees?

Filed under: Auto Buyer — Tags: , , , , , , , — @ 12:55 pm


Question by jwarrenemailinfo: Is it legal to sell your auto without smog test and the buyer agrees?


Best answer:

Answer by nbr660
check the laws where you live



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January 16, 2012

InstantOnlinePaydayLoans.com announced the addition of free educational resources for consumers

InstantOnlinePaydayLoans.com denoted the addition of complimentary educational resources for consumers

; overflow: hidden; color: # 999999; “> Instant Payday Loans Online

(PRWEB) December 26, 2011

As the country continues to try to recover from years of recession, many households are struggling to make stop encounter. Help ease the financial burden of many people is the face InstantOnlinePaydayLoans.com. The site has been working for years to keep those who need emergency cash tin find the funds they need. With the addition of new information resources and free on the site, the process of payday loan has been made even easier and safer.

“InstantOnlinePaydayLoans.com understands that the education of its consumer base is the best way to ensure responsible borrowing and maintain its reputation as extremely positive for rapid relief and reliable debt,” said the spokesman, Diane InstantOnlinePaydayLoans.com Fritz. “Many articles have been added to increase the expertise of users. These are free for all visitors, regardless of whether they choose to take a loan or not. “

Payday loaned are unsecured lend

that require no credit check. For those who have a job but bad credit history, a payday loan can be a lifesaver. Many people face unexpected expenses they need to pay immediately. A medical emergency, the dismissal of a spouse, or major car repairs can leave a vulnerable family, that savings can be used quickly. Instant payday loans online offer an alternative to ask friends and family to help or be forced to pawn values.

Payday loans are

an effective solution for short-term loans. The federal government requires companies payday loan to follow the same truth in Lending Act rules that banks and mortgage companies to join. A payday loan, however, can be obtained in a faster and easier than standard loans. By completing a short online form, consumers are pre-approved in minutes for payday loans online instant.

new articles publish on the site offer elaborated explanations of the various rates and fees that consumers can anticipating to encounter when taking out payday loans online instant. Information about various state laws and regulations of the payday loan industry and how this may affect the rates and terms of a loan are discussed. Also present are articles outlining the benefits of payday lend are able to provide other types of debt relief. These sections include tip and advice to help consumers to borrow responsibly and make the most money they charge.

Instant online payday loans help people to solve an immediate problem financiers. New resources help to create an optimal loan experience. When consumers are in need of money quickly before the next paycheck, InstantOnlinePaydayLoans.com offers a variety of lenders to help them get back on their feet.

### p>
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January 14, 2012

Q&A: What are the chances of car loan with a credit score of 511 and a cosigner?

Filed under: Car Loan — Tags: , , , , — @ 4:55 pm


Question by : What are the chances of car loan with a credit score of 511 and a cosigner?
I have a credit score of 511 and am looking to purchase a car for 11,000. I have a cosigner with excellent credit. What are the chances of me getting a loan in Colorado? Should I be looking at Credit Unions?

Best answer:

Answer by Great Scott
It’s possible but expect 20+ % interest and a 15-20% down.



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January 13, 2012

Where can I get auto financing in Chicago while in a chapter 13 bankruptcy?

Filed under: Auto Financing — Tags: , , , , — @ 6:57 am


Question by TJCHI: Where can I get auto financing in Chicago while in a chapter 13 bankruptcy?
I was told by attorney to go out and get a new car loan deal for approval by the trustee, problem is many companied won’t do a loan deal in an open bankruptcy. I would appreciate any leads.

Best answer:

Answer by yragcom
You CAN get a decently car loan, even with bad ascribed. I’ve done it, but you’ll have to look around. That’s one of the BIG mistakes populating make…just take the first accosted that’s given to them when they go to the dealer. Be smarter than that.WARNING: DON’T GO TO BUY A CAR WITHOUT HAVING THE LOAN FIRST. The auto dealers will eat you alive and give you a crappy rate. Shop around with lenders who specialize in bad credit car loans. It’s a better option, you don’t have to take what they’re offering if you don’t want it, and it’s better than dealing with the car dealer’s people.There are usually some nationally based car lend companies who specialize in bad credit car loans who advertise on the page linked below…http://www.axalda.info/bad-credit-car-loans.html



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January 11, 2012

Missouri Company Dealer Uplink LLC Completes $1M Capitalization and is Creating More Than 50 New Jobs and Innovating the Auto Industry


Missouri Company Dealer Uplink LLC Completes $ 1M Capitalization and is Creating More Than 50 New Jobs and Innovating the Auto Industry

Dealer Uplink’s President George J Lamelza III & CEO Jay Martinez

Springfield, MO (PRWEB) December 06, 2011

Dealer Uplink LLC, a Springfield, Missouri-based company that specializes in dynamic QR Barcode services and mobile marketing solutions for Auto Dealers, has just completed a $ 1 million capitalization by its members.

The capitalization propels the 9-month-old company to additional growth throughout USA, Canada, Mexico, and the UK. Dealer Uplink will add more than 50 high-tech, sales, and marketing jobs over the next 36 months. The majority of these jobs will be located at the corporate office in Springfield, Missouri. Additional positions will be scattered throughout 28 regions in North America. Some cities will include Boston, MA; Charlotte, NC; Dallas, TX; Denver, CO; Newport Beach, CA; Orlando, FL; and Philadelphia, PA.

“We have created an innovative way for auto dealerships to good inform potential customers of their advantages as swelling as providing customers an instant way to validate and buy a vehicle from their smartphone. This creative combination moves the gap between customers and auto dealerships closer by facilitating a healthier brand for the dealership and an enhanced experience for the customer. This capitalization will spearhead our corporate messaging, giving more room for auto dealerships to capitalize on our technologies to capture the next generation of auto buyers,” said Jay Martinez, CEO.

QR Codes have been around since the mid 90’s and are being implemented globally as a marketing tool for businesses to take their message to the masses using smartphone technology. Dealer Uplink started innovating around the existent technology in early 2011.

President George J Lamelza III said, “Hard work, innovation, and the entrepreneurial spirit will be what changes the current economic climate. Dealer Uplink embodies all of that and is why others believe in the effectiveness of our serve and will stand with us as we add new jobs into the economy, putting Missouri and the nation back to work.”

Dealer Uplink is currently hiring. To apply see http://www.dealeruplink.com/employment.

About Dealer Uplink
Dealer Uplink offers an interactive smartphone solution for the auto industry with the focus of giving auto dealerships the advantage in a new media marketplace. Founded by entrepreneurs Jay Martinez (Fortune Development Group) and George J Lamelza III (Team Media), Dealer Uplink is known specifically for the turnkey deployment of QR Barcodes as a marketing tool through the Quick Display Network (QDN). This unequaled delivery supply auto dealerships real-time conducting generation and analytics while freehanded consumers quick, direct, and usable vehicle information which enhances their auto buying experience. For more information about Dealer Uplink visit http://www.DealerUplink.com.

Media Contact:
Hiedi Monteith
Director of Communications
Dealer Uplink LLC
press(at)dealeruplink(dot)com
855-4-Uplink x724

Legal Contact:
Lowther Johnson
Attorneys at Law, LLC
Glenn P. Green
901 St. Louis, 20th Floor
Springfield, MO 65806

# # #


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, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.



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