Easy Auto Loans – buyer applications

November 30, 2011

What are the statistics on, how many car-buyer customers are scammed by their auto dealers?

Filed under: Auto Buyer — Tags: , , , , , , , — @ 9:02 am
auto buyer
by State Library and Archives of Florida


Question by rockin’everywhere: What are the statistics on, how many car-buyer customers are scammed by their auto dealers?
One out of every “how many” customers get screwed with additional accessory or profits on their contract. Please permit me know the source in which you retrieved this information. Let me know the site. I have already tried all the statistic sites and I’m not finding the proper phrase to find this information, so please allow me know.Or if you are a dealer or were a dealer, please allow me know for which dealer and permit me know Approximately out of every how many people were you able to slip in certain accessories. Its for an Informative Research Paper..

Best answer:

Answer by ETHOL
Obviously the 1st 2 answers are spam. I answered the same question that you posted in another catagory & I’ll copy it here for you:>>>>>>>>>>>copy>>>>>>>>> I am a Master Certified Sales Consultant.{which includes being product certified & recertified each year}I am also a certified Truck SpecialistAnd Hybrid CertifiedAnd an Alternative Fueled Vehicles specialist.I have 2 years as a Lease Manager at a Chevrolet/Vw dealer, 1 year in Finance & Insurance at a Ford dealer, & 22 years at Ford (selling both New & pre-owned)I have thousands of customers.I have absolutely NEVER EVER done anything dishonest, illegal, or sneaky TO ANY OF MY CUSTOMERS . Perhaps that is why I have been so successful & have clients that keep coming back & buying from me over & over again & referring their friends & family members to me.I resent your question, due to the fact that it perpetuates the myth that all car salesmen are dishonest. & That is just not true. I’m sure that there are some but those are few & far between & they give us an undeserved bad reputation.Dishonest & sneaky salespeople don’t last in the business & that is probably why you haven’t received many answers to this Q.If you are trying to find “dirt” on people of my proffession, I suggest that you try the Better Business Bureau. Source(s):in the auto industry since 1983



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November 28, 2011

Q&A: Where can I find auto financing in Chicago for people with HORRIBLE credit?

Filed under: Auto Financing — Tags: , , , , , , — @ 11:01 pm


Question by thrgmyeyz@att.net: Where can I find auto financing in Chicago for people with HORRIBLE credit?
I need to buy a car immediately for a new job and I have horrible credit. Does anyone know where I tin go. I have $ 1000 to put down been renting my home for 2 years and at my job for 2 1/2 years. I’m looking for a cheap used car or an inexpensive new one.

Best answer:

Answer by MeRmAiD
You will be able to find a loan, but the interest rate will astronomic. Call your local car dealers, they have programs for people with bad credit



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November 27, 2011

Forbes announced its best-selling cars of 2011 Chevy Silverado Makes List and rank at No. 2

Filed under: Auto Buyer — Tags: , , , , , , , , , — @ 12:55 pm

Forbes announced its better-selling cars of 2011 Chevy Silverado Makes List and rank at No. 2

; overflow: hidden; color: # 999999; “> An American Classic

Lumberton, NJ (PRWEB) November 11, 2011

Chevrolet Silverado pick-up made the Forbes list of cars in 2011 best-seller, and Lucas Chevy Lumberton, NJ is pleased with honors this fine example of American craftsmanship is received. It graded flop up there in the Top 5 that the vehicle No. 2 scooping-selling next to the repeated best-seller, the Ford pickup. This is quite a feat, considering that the line of Ford pickups was the pick-up # 1 bestseller for 34 consecutive years. And now, with Chevy breathing their backs, the battle of the big microphone is on. Chevy Lucas welcomes the challenge and encourage all car buyers in the market for a new Chevy truck in Lumberton or truck from Chevrolet in Lumberton to make their way to look forward after Lucas Chevrolet dealer located in Lumberton, NJ to they tin see for themselves what all the hub-hub is on.

This is not the only 2011 Chevrolet lineup for the class. The Chevy Cruz is in the Top 10, and there are other Chevrolet models that were included in the global list. But the folks at Chevy Lucas are not surprised. They want all prospective buyers of vehicles coming into the dealership and see for themselves the wide selection of new and used vehicles currently in stock. Anyone looking to buy a new Chevy or Chevy in Lumberton Lumberton used to be strongly encouraged to make the trip to the concession so that a staff knowledgeable and friendly sales could show them the wide range of high-quality vehicles stock on the lot and in their showroom. This is all included with a dealer certified used cars vehicles on hand for anyone interested in buying an used car in Lumberton. Their large inventory of new and used vehicles can also be viewed at their showroom online by anyone with access to a computer, saving time and money while going through the often tedious process of elimination once dreaded the car buyers. Prices are clearly marked for all to see, and buyers are assured that all vehicles meet the strict standards to be eligible for listing on the lot for resale Lucas Chevy. And they have many makes and models at hand. They are not limited to the sale of any Chevys on the ground.

time a potential buyer has restraining the playing field for one or more vehicles of interest, all that remains is the fun part: the hard test, it is often the best part of the experience the car buyer. And let’s confronting it, driving a car is a pleasure. Almost as much fun as bringing house to keep. Therefore staff Lucas Chevy wants populate to participate and move a ride in one of the many vehicles they have to offer, because they know that once a buyer is wheel of their cars the inspected is concluded. After the drive and to live for themselves, handling, comfort, style and great ride, few can resist. And there is no such thing as buyer’s remorse at Lucas Chevy. If a customer is not completely happy with the object of their desire, and the sales group will keep to assist them locate the vehicle straight on until they find equitable the right person. It’s that simple. Customer satisfaction is top priority to Lucas Chevy. If you are not happy, they are not happy, and they will keep trying until they get there. No one walks away a loser Lucas Chevy in Lumberton. They are part of Lucas Auto prestigious group that was to serve the people of the great state of New Jersey for over 65 years and are eager to show customers how they have just been so recollective in such a competitive industry. This is an independent, family company with an excellent reputation for fairness and honesty that is struggling to customer satisfaction and a student is a member of the Better Business Bureau.

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November 26, 2011

How do companies such as Asset Finance Singers can change the way SMEs can finance their purchases

Filed under: Car Loan — Tags: , , , , , , , , — @ 2:57 am

How do companies such as Asset Finance Singers can change the way SMEs can seed their purchases

; overflow: hidden; color: # 999999; “> The Finance & Leasing Association

(PRWEB UK) November 8, 2011

Many small businesses are struggling to finance major purchases in the current economic climate, banks are not as flexible as they prepared with the ‘used to be, and sometimes cash flow can be a problem. Companies such as Asset Finance Singers provide a barred, easy and effective way for SMEs to finance major purchases.

Despite the current economic climate figures recently released by the Finance and Leasing Association (FLA) showed that their members paid £ 928 million for consumers to finance new and used cars in August , up 8% over last year.

FLA:

Funds approximately 23% of all business investment, other than real.Includes bank subsidiaries that provide about 75% of asset finance, and non-banks (including subsidiaries of the manufacturer) that provide the remaining 25%.Provides finance to almost 20% of all SMEs, and about 33% of SMEs seeking external funding.

benefits of asset finance (leasing and hire purchase) are:

Investment in real assets business, including plant and machinery, technology, office and commercial vehicles.Longer term that many bank loans, usually 3 to 5 years.Generally non-cancelable by the lender, providing businesses with certainty.Useful to companies that have limited capital or who need to manage their cash flow.Accessible because it is secure – largely or entirely – on the assets financed.Flexible, leasing allows companies to change their business facilities at the end of the rental period.Economic, as the provider can often buy assets lower and sell higher than the individual companies.

There are many suppliers of Asset Finance throughout the UK, specialist companies such as singers Asset Finance, Lombard and many more.

Source: Finance & Leasing Association http://www.fla.org.uk

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November 24, 2011

What is the difference between direct and indirect auto financing?

Filed under: Auto Financing — Tags: , , , , , — @ 5:00 pm


Question by wallace: What is the difference between direct and indirect auto financing?
also need answers for other questionsWhat is the difference between setting lending and special finance? Do I must choose my vehicle before I apply for an auto loan?

Best answer:

Answer by Sherry
Direct is when you get the financing through the dealer seed. Ex. Ford finance company and a Ford dealership. Indirect is if you get a loan from your bank and carry it to the dealer. You simply buy the car from them and nothing else.



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November 23, 2011

What are my chances for being approved for auto financing?

Filed under: Auto Financing — Tags: , , , , — @ 6:57 am


Question by Isendar: What are my chances for being approved for auto financing?
I have been wanting to purchase a vehicle for sometime now. I paid all cash for my first car but for the car of my dreams, i’m going to need to finance. Now i’m not trying to buy a 07 Vette or something, were talking a ’67 Mustang Coupe ($ 7000). If I essaying saving up for it, it’d take me all year (don’t plan on leaving my current job for awhile) and by then the car *might* be gone. This is not at a dealership. It’s an used car lot where the owners sell the cars to prospective buyers through car sales people. So the owners sit back and relax at home till someones interested. I started my first credit card back in August of ’05. Since then i’ve mostly paid my card on time (had two hiccups last year) and I usually pay more than the minimum. My only collatteral is my ’86 Chevy Celebrity if that matters. I have a bank account and can easily save $ 1000 by the end of the next month (taxes). So what do you think my chances are of being approved? Should I pay off my credit card first?

Best answer:

Answer by Jesk
The hiccups will certainly be against you on the financing front, I’d definately pay off the card first because that will have a higher rate of interest than the car loan and when they look at you for finance thats another liability they see. The Chevy probably won’t help too much as collateral (though I would have believe you would sell it when you got the other car and most loans would use the new car as collateral on the loan so that if you default they take that. They will also look at whether you are full time lasting, part time permanent or insouciant. I had real problems getting a car loan when I was casual, but probably in your favor looking at getting a classic it will lone become more valuable. Not sure how much this will help you since I’m talking from an Australian persective and from your current car I’m guessing you are from USA cos I’ve never heard of it



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November 21, 2011

I try to get a car loan on a car to replace one of the maintenance problems. My husband and I?

Filed under: Auto Financing — Tags: , , , , — @ 9:00 pm

Question by RL : I try to get a car loan on a car to replace one of the maintenance problems. My husband and I? in the credit counseling and are in a program of debt management. We make payments on time without any problems and have a letter of reference for the consultancy for departments to provide funding. We have been refused funding by our body because of the DPM. Can a retailer are more likely to watch a DMP as positive? Will we be able to obtain financing to the dealer w / o the “buy here pay here”? Best answer: Answer by Munya Carr


course, but you may have to pay an interest rate of ultra-high. Do not jump to the absorb rate they offer you first and do not let them say “your credit stinks,” tell them that you will walk and go elsewhere.

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November 20, 2011

How can I get approved for an auto loan but still cant get approved for a credit card?

Filed under: Auto Loan — Tags: , , , , , , — @ 10:55 am


Question by Matt: How can I get approved for an auto loan but still cant get approved for a credit card?
I just recieved an auto loan through a dealership for a new car that I recently purchased but yet I still cannot get approved for a credit card… How is this? I dont mean one of the worthless prepaid credit cards I mean an actual credit card.

Best answer:

Answer by Everythang’s gonna be all white
Because the dealership loan people have recourse. If you don’t make your car payment, you lose your car. It’s difficult to recoup losses on a credit card. Lots of clocked and money invested to get repaid. Many companies but write it off as a loss so they will be more picky as to who they will give a card to. The bright side is that once you have made your car payments on time for at least 6 months, you will be deemed more credit worthy than you were before.



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How to get a car loan when buying a car off craigslist?

Filed under: Car Loan — Tags: , , — @ 10:55 am

Question by Tim : How to get a car loan when buying a car off craigslist
Hi, I want to buy this car $ 2500 off Craigslist, and I would like to know how to get a car loan may be from my bank to do this? Advice to anyone experienced car buyers would be greatly appréciésMeilleure response:
Answer by

JetDoc
Nobody on this forum will lend you money. Talk to your bank.


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November 19, 2011

Can i rebuild my credit without a car loan?

Filed under: Car Loan — Tags: , , , — @ 1:00 am


Question by Dennis L: Can i rebuild my credit without a car loan?
If i file bankruptcy, can i quieten rebuild my credit without a car loan? I want to purchase a paid off car and get liability insurance. I still have a student loan and 2 credit cards, i’m planning to keep them to rebuild my credit. Will these get me to 700s after 2-3 years of paying on time?

Best answer:

Answer by OMG
yes but check with your attorney first they will give you all the pro’s and con”s



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