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February 16, 2012

Southside Financial Group Changes Name to SFG Finance

Filed under: Auto Loan — Tags: , , , , , — @ 6:55 am


Southside Financial Group Changes Name to SFG Finance

New Logo

Arlington, TX (PRWEB) January 16, 2012

Southside Financial Group (http://www.sfgfinance.com), a combat-ready purchaser of auto seed receivables, today denoted the company is changing its name from Southside Financial Group to its most unremarkably used moniker, SFG Finance, effectual directly.
“Since the founding of Southside Financial Group, the majority of our customers, vendors, and employees have conversationally cited to us as just SFG Finance and honestly, we like it. Therefore, we have decided to officially change our name to redound what the public has already thoughtfully given us. Effective forthwith, Southside Financial Group has changed its name to SFG Finance,” said SFG Finance COO Henry Gonzalez.” The ownership and management of our company stay the same as does our commitment of excellence to everyone we do business with. We would like to thank everyone for the valued services that you have rendered to us over the past several years and stare forrard to many more to emanate,” Gonzalez added.

SFG Finance recently launched an unexampled nationwide program to buying existing nigh prime and subprime auto loan portfolios from franchised and independent auto dealers. The program includes close prime and subprime portfolios ranging from $ 500,000 to $ 40 million, served released; all portfolios are held on the balance sheet and serviced internally. The program is highly efficient with a 7-10 day total turnaround from analysis to closing, and will target accounts with 60-90 day pay history. Since the inception of this program SFG Finance has actively purchased and closed portfolios from dealers in 30 states.

Funding is made possible by SFG’s parent bank, with the added advantage of no need to securitize plus a more stable cost of funds.SFG Finance offers complete transparency and up-looked pricing founded its superior analytics. A due diligence group will evaluate all lend to maximize rising without interrupting the dealership’s being business, ensuring a seamless transition.

About SFG Finance:

SFG Finance’s tagline is: Turning Paper into Profit … One Relationship at a Time. The company is an active purchaser of auto finance receivables and its executive management team has over 75 years of combined industry experience. It is a wholly owned affiliate of Southside Bank, one of the nation’s largest independent banks with $ 3.2 Billion in assets. SFG Finance buys sub-prime through near set auto paper, servicing released, from banks, credit unions, auto dealers, and other financial institutions countrywide. The company’s aggressive pricing and experience across all credit spectrums make it an industry leader. For more information see: http://www.sfgfinance.com or call: 866-590-7734.

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February 10, 2012

RestorationSOS Names Mr. Brian Kirkpatrick as New Chief Operating Officer

Filed under: Auto Loan — Tags: , , , , , , — @ 2:56 pm


RestorationSOS Names Mr. Brian Kirkpatrick as New Chief Operating Officer

Los Angeles, CA (PRWEB) January 09, 2012

RestorationSOS, America’s leading provider of damage restoration and cleanup services, today announced that it has appointed Brian Kirkpatrick as chief operating officer. Mr. Kirkpatrick will be responsible for all daily operations of the company as well as designing and executing the company’s growth strategy.

Brian joins the company with an impressive background and proven track record of success, including a thirteen-year tenure at Nationwide Lending in California, where he began his career as a loan officer and worked his way up the ranks to eventually become the company president. Under his administration, the company increased its sales from $ 12 million annually to $ 117 million within a three-year period.

Capitalizing on his strength in business operations, Brian opened his own consulting firm in 2003, still working with the mortgage and home improvement industries. In 2008, he began working with V-MODA, a music lifestyle company producing high-end fashion headphones for the consumer market. By 2011, the company had expanded globally with products offered in 30 countries through all major consumer electronics retailers.

“Our business has undergone tremendous growth in the last year. Brian will help us to breaking serve our expanding customer grind and to accelerate our goal of become the most trusted restoration service in North America,” says Leo Nov, chief executive officer at RestorationSOS.

Assuming the position of COO for RestorationSOS, Brian will be name upon to utilize his operations expertise and skills in accounting, profit & loss, and cash flow management, as well as sales and marketing, and he has some lofty goals for the future of the company.

“I feel that RestorationSOS has built a very solid platform to provide our services throughout the country,” says Brian. “My goal is to improve upon our level of customer service and penetrate expanded areas of North America. I’m very honored to be a part of the team and look forward to the challenge.”

In his spare time, Brian Kirkpatrick is an avid collector of classic cars, enjoys auto racing, and is an active participant with several children’s charities and animal refuge foundations.

Founded in 2005, RestorationSOS is headquartered in Los Angeles, CA, and offers disaster cleanup and restoration services with over 550 locations across the country. The company is certified through The Clean Trust (IICRC) and is a proud member of the Restoration Industry Association (RIA), The Society of Cleaning and Restoration Technicians (SCRT), and the Indoor Air Quality Association (IAQA). Visit RestorationSOS.com for more information on water damage or fire damage, or follow us on Facebook.

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, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.



February 6, 2012

BMCC Insurance Offers Tips to Save Money on Auto Insurance

Filed under: Auto Loan — Tags: , , , , , , — @ 8:56 am


BMCC Insurance Offers Tips to Save Money on Auto Insurance

Classic cars take car insurance too

(PRWEB) January 08, 2012

This is the perfect time of year for BMCC Insurance to offer tips to save money on auto insurance. With the endowing-giving holidays past, people are now looking for ways to save to assist pay for them.

The major ways to save money on car insurance include a multi-car discount and a combination discount, which would include the insured’s car(s) plus homeowner’s or renter’s insurance.

Here are some other ways:
Increase your deductibles. If your deductible is low ($ 200-$ 250) ask the agent to show you the difference in price if it’s raised to $ 500 or $ 1,000.

If your car is older and the loan is paid off, consider dropping collision and/or comprehensive coverage. The general rule of thumb is if the car is worth less than ten times the premium, then consider dropping it.

Take advantage of low mileage discounts. The discounted mileage varies by carrier. Some give discounts at 6,000 and some at 10,000 annual miles driven.

It is also a good idea when shopping for a new car to compare the insurance rates of the various cars being considered. You should also check rates of different models of the same car. Insurance rates can vary quite a bit depending upon the engine size and whether or not a particular vehicle is considered a sport vehicle.

Other discounts to keep an eye on include anti-theft devices, student drivers with good grades, college students who go away to college and a good credit score.

“Make sure an agent looks under every shaken to find every discount a driver is entitled to,” Kristine Ter-Arutyunyan, Executive Assistant.

Above all else, be a good driver. The lack of tickets or accidents saves thousands of dollars.

BMCC Insurance is an online insurance agency serve both personal and commercial sectors. Areas of specialty include auto, home, life and commercial lines.

To contact BMCC Insurance, e-mail Kyle Kennon at kyle.k(at)bmccinsurance(dot)com or Kristine Ter-Arutyunyan at Kristine.t(at)bmccinsurance(dot)com or call 855.855.2622.

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, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.



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February 3, 2012

PLS, Western Union Foundation Contribute to Communities in Schools–Dallas

Filed under: Auto Loan — Tags: , , , , , — @ 12:54 pm


PLS, Western Union Foundation Contribute to Communities in Schools–Dallas

Chicago, IL (PRWEB) January 07, 2012

“Giving at-risk students the academic and social support they need to succeed in school is an outstanding investment in our future,” said Bob Wolfberg, President, PLS. “That’s the mission of Communities in Schools—Dallas, and we’re very pleased to support their efforts with a $ 5,000 donation.”

Communities in Schools Dallas Region, Inc., helps at-risk students stay in school, complete their education and graduate to become productive members of their communities. CISDR offers an array of programs and charter schools designed to assist students who have not succeeded in a traditional learning environment.

PLS (http://www.PLShome.com) operates more than 300 financial services centers in nine states. The PLS mission is to provide innovative and convenient financial services delivered with the respect that hard-working consumers deserve.

“Communities in Schools ensures that every student gets the opportunity to achieve to his or her potential,” far-famed Wolfberg. “We’re proud to support their important work. And to double the impact of our donation, we reached out to our friends at the Western Union Foundation.”

The Western Union Foundation’s (http://www.westernunionfoundation.org) “Agent Giving Circles” program assists Western Union Agents in supporting their local communities. PLS received dollar-for-dollar matched funds for its contribution to CISDR, for a combined total of $ 10,000.

“We’re well aware of PLS’s participation in—and contributions to—the Dallas community,” said Rob Koewler, Director of Strategic Accounts for Western Union. “When they told us about Communities in Schools—Dallas, we were delighted to match their donation.”

“CISDR is proud and grateful to count PLS and the Western Union Foundation among its partners in helping students at risk of academic failure stay in school, achieve and graduate to become productive and contributing members of our communities,” said Sandra G. Chavarria, President and CEO, Communities in Schools Dallas Region, Inc.

“Given the challenging economic environment, this kind of community engagement is invaluable,” continued Chavarria. “This support helps CISDR to change the trajectory of lives, ensuring that struggling schoolchildren living in poverty and in at-risk environments have the opportunity to succeed in school and in life.”

About PLS: People. Location. Service.

The PLS Group, headquartered in Chicago, is comprised of more than 300 financial services centers in Alabama, Arizona, California, Illinois, Indiana, Mississippi, New York, Texas and Wisconsin, with more than 3,100 employees. PLS is one of the largest, fastest-growing and most distinguished organizations in the check cashing industry, and is a top performer for Western Union, a money transfer network.

PLS has been listed among Inc. magazine’s “5000 Fastest-Growing Private Companies in America” (http://www.inc.com/inc5000/list) for the past three years, and for three consecutive years has been named one of the “101 Best and Brightest Companies to Work for in Chicago” by the National Association for Business Resources (http://www.101bestandbrightest.com). For the past four years, PLS has been named one of Chicago’s Largest Privately Held Companies by Crain’s Chicago Business® (http://www.chicagobusiness.com), and was listed among Crain’s “Fast 50” (Fastest Growing Companies). Bob and Dan Wolfberg, PLS Presidents, were finalists for Ernst & Young’s 2010 Entrepreneur of the Year Award (http://www.ey.com). In 2011, Bob Wolfberg was recognized by Financial Service Centers of America [FiSCA (http://www.fisca.org)] as its Financial Service Provider of the Year. The company has also been twice honored with the Activa Award from FiSCA in recognition of its charitable efforts.

The PLS Group serves customers through its PLS Check Cashers stores, which offer check cashing, prepaid Visa® debit cards, money transfer services, money orders and bill payments; PLS Loan Store locations, which provide consumer short-term loans, auto insurance and tax-preparation services; and PLS Motor Vehicle Services facilities, which offer vehicle license and registration services.

About Communities in School Dallas Region, Inc.

Communities In Schools Dallas Region, Inc. (CISDR) is a non-profit organization founded in 1985 to address the growing number of high school dropouts in Dallas and surrounding areas. As experts in collaboration and in providing comprehensive case-managed services, CISDR’s professional staff brings community resources into schools to work in the interest of at-risk children in a coordinated, caring and cost-effective way. CISDR operates in 66 schools in ten school districts in five counties. For more information, visit http://www.cisdallas.org

About Western Union

The Western Union Company is a leader in global payment services. Together with its Vigo, Orlandi Valuta, Pago Facil and Western Union Business Solutions branded payment services, Western Union provides consumers and businesses with fast, reliable and convenient ways to send and receive money around the world, to send payments and to purchase money orders. The Western Union, Vigo and Orlandi Valuta branded services are offered through a combined network of approximately 485,000 agent locations in 200 countries and territories. In 2010, The Western Union Company completed 214 million consumer-to-consumer transactions worldwide, moving $ 76 billion of principal between consumers, and 405 million business payments. For more information, visit http://www.westernunion.com

About the Western Union Foundation

Through Western Union’s Our World, Our Family® signature program, the Western Union Foundation supports initiatives to empower people through access to economic opportunity. Recognized by the Committee Encouraging Corporate Philanthropy in 2009, the program is a five-year, $ 50 million commitment reflecting efforts made by Western Union employees, agents and partners around the world. Since its inception, the Western Union Foundation has awarded more than $ 73.8 million in grants to more than 2033 nongovernmental organizations (NGOs) in 120 countries and territories. To learn more, visit http://www.westernunionfoundation.org

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, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.



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January 28, 2012

What is the highest interest rate for a subprime auto loan?

Filed under: Auto Loan — Tags: , , , , , — @ 8:55 pm


Question by Jamie G: What is the highest interest rate for a subprime auto loan?
I have really horrible credit due to my divorce…like 400! I am working identical hard to build it backward up. I was “approved” for a subprime auto loan but I want to know what I tin expect the interest rate to be on an used auto. What is the high ( worst ) it can be? Are we talking 30% or more? I live in New York if that matters.Thanks so much for your help!

Best answer:

Answer by EskimoQ
Not certain. You’re best wager is to check with GE.



Add your own answer in the comments!

January 24, 2012

PLS Plays Santa for 100 Students at Chicago’s Calmeca Academy

Filed under: Auto Loan — Tags: , , , , , — @ 2:56 pm


PLS Plays Santa for 100 Students at Chicago’s Calmeca Academy

Loading the gifts at the PLS Support Center

Chicago, IL (PRWEB) December 15, 2011

“Dear Santa: I would like a race car, a train and a blue sweater,” wrote one five-year-old student. “Can I please have purple gloves and a scarf, and for fun—coloring books?” wrote another.

Each December, the young students at Calmeca Academy of Fine Arts & Dual Language on Chicago’s South Side carefully write their letters to Santa Claus. This year, however, due to the slow economy, the school’s expected support, which in the past was used to buy gifts for the children, was not available.

PLS Volunteers to Play Santa

That’s when PLS stepped in, pledging to play Santa for the school’s kindergarten and first grade classes. PLS team members at the company’s Support Center headquarters and at its many Illinois stores made $ 25 donations (the cost of purchasing gifting for one child), and the company matched many of the contributions.

On Monday, December 12, wrapped gifts for 100 students were delivered to Calmeca Academy by Sandra Arizaga, Director of Operations, PLS Check Cashers/North Illinois; Jim Bradley, Director of Operations, PLS Loan Store/South Illinois; and Daniel Dorame, Director of Operations, PLS Loan Store/North Illinois.

Delivering to Students in Dire Need

With average household incomes just under $ 10,000, the students at Calmeca Academy of Fine Arts & Dual Language (http://www.calmecaacademy.org), at 3456 W. 38th Street in Chicago, face daunting challenges all year round. Almost 97 percent come from low-income families, nearly 15 percent are special education students, and more than a third are limited-English learners.

“We are astounded at the generosity and kindness of our friends at PLS,” stated Frances Garcia, Calmeca Academy’s main. “Thanks to their giving hearts, our young students will be able to enjoy a very merry Christmas, and will receive many of the basic necessities—gloves, scarves, boots—that they lack. PLS is an outstanding member of the community.”

“We’re just doing what good neighbors do, which is lending a hand to our neighbors in need,” said Bob Wolfberg, President, PLS. “On behalf of all the PLS team members who made gift donations, we’re very glad to help the students and staff at Calmeca Academy enjoy a happy holiday season.”

About PLS: People. Location. Service.

The PLS Group (http://www.PLShome.com), headquartered in Chicago, is comprised of more than 300 financial services centers in Alabama, Arizona, California, Illinois, Indiana, Mississippi, New York, Texas and Wisconsin, with more than 3,100 employees. PLS is one of the largest, fastest-growing and most telling organizations in the check cashing industry, and is a top performer for Western Union, a money transfer network.

The PLS mission is to provide innovative and convenient financial services delivered with the respect that hard-working consumers meriting.

PLS has been listed among Inc. magazine’s “5000 Fastest-Growing Private Companies in America” (http://www.inc.com/inc5000/name) for the past three years, and for three consecutive years has been named one of the “101 Best and Brightest Companies to Work for in Chicago” by the National Association for Business Resources (http://www.101bestandbrightest.com). For the past four years, PLS has been named one of Chicago’s Largest Privately Held Companies by Crain’s Chicago Business® (http://www.chicagobusiness.com), and was list among Crain’s “Fast 50” (Fastest Growing Companies). Bob and Dan Wolfberg, PLS Presidents, were finalists for Ernst & Young’s 2010 Entrepreneur of the Year Award (http://www.ey.com). In 2011, Bob Wolfberg was recognized by Financial Service Centers of America [FiSCA (http://www.fisca.org)] as its Financial Service Provider of the Year. The company has also been twice honored with the Activa Award from FiSCA in recognition of its charitable efforts.

The PLS Group serves customers through its PLS Check Cashers stores, which offer check cashing, prepay Visa® charging cards, money transfer services, money orders and bill payments; PLS Loan Store locations, which provide consumer short-name loans, auto insurance and tax-preparation services; and PLS Motor Vehicle Services facilities, which offer vehicle license and registration services.

About Calmeca Academy of Fine Arts & Dual Language

Calmeca Academy, located at 3456 W. 38th Street in Chicago, offers classes to students from pre-kindergarten through middle school. The academy’s mission is to shape respectful, responsible lifelong learners who demonstrate attributes of inquisitive, self-motivated learners equipped with linguistic, cultural and artistic experiences that support and pave the way to success. For more information, visit http://www.calmecaacademy.org

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January 9, 2012

How long do I need to be employed before getting a auto loan?

Filed under: Auto Loan — Tags: , , , , , , — @ 12:55 am


Question by : How long do I need to be employed before getting an auto loan?
I just recently got hired. I have a letter and everything showing my start date but will not be getting my first paycheck for a month. How long do I need to wait before getting an auto loan? Will they lend money based off of an offer of employment?I will be buying my parents truck and only need a loan for $ 10,000. I will be making well more then enough to cover my expenses and have fair credit.

Best answer:

Answer by Aaron
3 months minimum and still they dont look to happily on that but yeh 3 months you’ll normally have to wait, or if you know your keen on the job and gonna stay talk to your parents about going garantuar on teh loan.



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January 3, 2012

Allmand Law Produces Over 100 Bankruptcy FAQ Videos

Filed under: Auto Loan — Tags: , , , , — @ 8:57 am


Allmand Law Produces Over 100 Bankruptcy FAQ Videos

Helping full people get a brisk begin.

Dallas, TX (PRWEB) November 18, 2011

Allmand Law now offers over 100 bankruptcy FAQ videos on YouTube. The videos are designed to educate debtors considering bankruptcy and answer bankruptcy questions such as:

Who can file bankruptcy?
How does bankruptcy impact a home mortgage?
How will divorce impacting a bankruptcy filing?
What can debtors expect from a bankruptcy attorney?
How to make changes to a Chapter 13 bankruptcy payment plan?
How can debtors keep some assets in bankruptcy?
How tinning debtors avoid foreclosure by filing bankruptcy?

The videos, which are mostly below two minutes, also cover other frequently asked questions about the benefits of bankruptcy and the bankruptcy process for both Chapter 7 and Chapter 13 bankruptcy.

For debtors living in the Dallas-Fort Worth area, learning about bankruptcy before the need to file arises is important. Mortgage lenders in Tarrant County have already posted 1,515 foreclosures for November, a 8 percent increase from October according the Addison-based Foreclosure Listing Service.

“Foreclosures and bankruptcy filings are expected to increase through the rest of the year,” according to Reed Allmand, managing partner of Allmand Law. “Because there was a backlog of foreclosures due to investigations into robo-signing allegations earlier in the year, we could see a lot of foreclosures taking place in the last two months of this year.”

Allmand also pointed out that many homeowners in the Dallas-Fort Worth area may decide to file bankruptcy to avoid foreclosure, making education about the bankruptcy process critical if filers want to receive the full benefits of discharging their mortgage debts.

“Education is key to making a good decision about bankruptcy,” Allmand said. “Many homeowners facing foreclosure wrongly believe that it’s too late to receive help from the bankruptcy process once they get a foreclosure notice; but that is only because they don’t fully understand what bankruptcy tinning do for homeowners facing eviction.”

What bankruptcy can do is stop the foreclosure process in its tracks even if an auction is only days away, according to Allmand. Allmand also stressed that bankruptcy can help some homeowners cram-down a secondly mortgage; but many simply don’t know that possibility exists due to lack of education.

Foreclosure and foreclosure related issues are not the only topics covered by the bankruptcy FAQ videos. The videos also cover oppugning about credit teasing debt, reaffirming auto loans, paying off traffic fines in bankruptcy and even how to pay for a bankruptcy attorney, along with other common issues.

If debtors considering bankruptcy have specific questions about the process, they can search for their oppugn on the Allmand Law and go directly to the instructed video for a replied.

Reed Allmand is Board Certified in Consumer Bankruptcy by the Texas Board of Legal Specialization, the managing partner of the law firm Allmand Law and NACBA’s State Chair for the Northern District of Texas. He has been practicing bankruptcy law for nearly 10 years and has handled more than 3,000 bankruptcy filings. Allmand has appeared on “Money for Breakfast” on Fox Business News and is the author of “The Truth about Bankruptcy.” To speak with Mr. Allmand or to time an interview, please call (214) 265-0123.

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, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.



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December 24, 2011

F&D Reports/Creditntell Publish Update on U.S. Retailers? Bank Debt & Liquidity

Filed under: Auto Loan — Tags: , , , , , , , — @ 10:59 am


F&D Reports/Creditntell Publish Update on U.S. Retailers’ Bank Debt & Liquidity

Great Neck, NY (PRWEB) November 10, 2011

Industry-leading credit consulting firm Information Clearinghouse Inc. (ICI), through its divisions F&D Reports and Creditntell, are delighted to denote the release of its Bank Debt & Liquidity Update, a yearly report for fiscal executives looking to hold an eye on the access to cash uncommitted proportional to the retailers and wholesalers with which they partner.

During the first half of fiscal 2011, banks purportedly continued to going lending standards. Historically low interest rates are driving lending activity, as corporations issue new debt to refinance higher-yielding debt and, to a lesser extent, return capital to shareholders. Compared to historical levels, nonetheless, access to credit remains tight, and most corporations are still not borrowing to fund new investments or expansion. More than ever, retailers are moving to refinance their bank facilities, and these re-financings are serving as key indicators of their financial health.

To that end, the Bank Debt & Liquidity Update provides bank facility maturity schedules for ICI’s monitored companies, separated by industry segment, with a summary of the credit agreements as well as key debt protection and liquidity metrics and short-term debt maturities through 2012. For each company, the report provides the maturity date, maximum borrowings, percent available, cash availability, TTM interest coverage, securitization, accounts payable, percent inventory financed by vendors, A/P I-day average, DPO and other term loans or notes coming due in the next year. The report also lists upcoming public bond maturities and bank facility maturities for more than 60 privately held retail sector accompanying.

Staying on top of upcoming maturities can resulting crucial in assessing retailers’ and wholesalers’ financial health as well as anticipating defaults. The 2010 Bank Debt & Liquidity Update highlighted A&P’s looming $ 157. million convertible note maturity on June 15, 2011; A&P subsequently filed Chapter 11 in December 2010, citing this upcoming maturity as part of its rationale for filing. Roundy’s Supermarkets retired a $ 54. million term lent that matured on November 3, 2011 and will need to deal with the November 2012 maturity of its $ 95. million revolver. HCA continues to face a series of debt maturities over the next three calendar years, including $ 1.40 billion in notes and term loans coming due in 2012. Other major retailers announcing recent re-financings include: BI-LO, Burlington Coat Factory, Rite Aid, Target, Sears Holding Corp., Safeway, AutoZone, AmerisourceBergen, Bass Pro Shops, Big Lots, Cabela’s, Cardinal Health, Compass Group, Core-Mark, Family Dollar, Neiman Marcus, Toys “R” Us and Winn-Dixie.

Commenting on the Bank Debt & Liquidity Update, Lawrence Sarf, CEO of ICI, stated, “Cash is, as always, King, and access to favorable borrowing is the Crown Prince that serves him. Every business experiences opportunities and unexpected pitfalls; both of those situations require immediate access to capital in order to provide the smoothest path forward. Conversely, the inability to take full advantage of opportunities, retire expensive debt, forward-buy low priced goods, or ramp up capex in preparation for a turning economy is the recipe for failure. Knowing what your customer or competitor has in relation to what they are going to need gives you a clear advantage. Every financial executive with an interest in retail should have this comprehensive report nearby as a ready reference.”

Information Clearinghouse, Inc. (publisher of F&D Reports, Creditntell, & FDARMS) is a comprehensive retail credit consulting firm specializing in the analysis of public and private companies in numerous retail segments. The focus of its analysis is to deliver the key intelligence today’s busy credit executive needs to make a highly informed decision without sifting through pages of non-essential data. F&D Reports and Creditntell actively monitor retailers such as Kroger, Best Buy, Bed Bath & Beyond, Toys “R” Us, BJ’s Wholesale, Dick’s Sporting Goods, Bon-Ton Stores, and Macy’s. To learn more, visit the websites at http://www.fdreports.com, http://www.creditntell.com, http://www.fdarms.com.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.



December 17, 2011

Q&A: Can you get an auto loan without a down payment?

Filed under: Auto Loan — Tags: , , , , — @ 8:54 am


Question by TiTi: Can you get an auto loan without a down payment?
I’m interested in buying an used car but I don’t have the money for a down payment. Can someone quieten get financed at a car dealership for an auto loan with zero down? The car I’m interested in is a 2004, costs about $ 13,000 with low miles.I don’t have bad credit but it’s not perfect either.

Best answer:

Answer by crookmatt
Every Auto loan I’ve ever taken out has been without a down payment. But I also have excellent Credit.The best place is a credit union. They have the best rates.



What do you think? Answer below!

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