Credit | Easy Auto Loans - buyer applications

March 20, 2011

Can someone please tell me the positives & negatives of aquiring an auto equity loan?

Filed under: Credit — @ 5:27 am

bigpoppamike21 asked:

Can I refinance a current auto loan into an auto equity loan? My primary motivation for wanting an auto equity loan is so I can deduct the interests from the auto loan against my income. Serious answers only, please.

Minnie

Comments (0)

March 18, 2011

What is the highest interest rate for a subprime auto loan?

Filed under: Credit — Tags: Divorce, Highest Interest Rate, Subprime Auto Loan — @ 1:34 am

Jamie G asked:

I have really horrible credit due to my divorce…like 400! I am working very hard to build it back up. I was “approved” for a subprime auto loan but I want to know what I can expect the interest rate to be on a used auto. What is the highest ( worst ) it can be? Are we talking 30% or more? I live in New York if that matters.

Thanks so much for your help!

Jeremy

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March 13, 2011

What financial institution will extend credit for an auto loan to a first time buyer who has no credit?

Filed under: Credit — Tags: 12 Months, 19 Years, Auto Buyer, Auto Loan, Credit Auto, Credit Scores, Financial Institution, First Time Buyer, Student Loans — @ 10:24 am

James G asked:

My daughter, who is 19 years of age, only has 2 student loans (which are deferred) on her credit. Her credit scores are over 630. She has been gainfully employed for over 12 months.

Mathew

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January 30, 2011

Question about Auto loans?

Filed under: Credit — Tags: 3 Years, Auto Loan, Auto Loans, Bk, Chapter 7, Finance Manager, Honda, Honda Dealer, Interest Rate, Salesperson — @ 4:00 am

Scott B asked:

I have a question about Auto Loan Ok Here goes I Filed for BK Chapter 7 almost 3 years ago it Dicharged 2 years 6 months ago I Had a Car when i filed for BK But i Kept the car and paid it off Recently. So I Went to a honda dealer recently and the Finance manager said youve got a BK so i Can you Financed at 18% but thats the best i can do.So I said NO THANKS AND WALKED OUT. The next Day the Special Finance Manager called me and i went down to his office and He says to me I Can get you a 10.25% interest rate but you must pay 3,000 more for the car than you and salesperson agreeded on yesterday Because I talked to the bank and i am Buying down the interest rate from the bank that will finance your car,therefor the Dealer says they have to pay for this to the bank thats why we are charging you 3000 more than you agreeded on yesterday. Does anyone Know about Buying down the interest rate from the bank? How much does the dealer really pay the bank for this? its only a 24000.00 loan

Micheal

Comments (2)

January 13, 2011

Auto loans and credit checks?

Filed under: Credit — Tags: Auto Credit, Auto Loan, Auto Loans, Credit Checks, Credit Score, Quotes — @ 2:23 am

sagefrancis asked:

I want to shop around for an auto loan with the best rate but need to know if all the applications or quotes will bring down my credit score…

Judith

Comments (3)

December 14, 2010

What is the minimum credit score needed to obtain auto loan?

Filed under: Credit — Tags: Auto Loan, Bank Loan, Car Dealership, Chase Bank, Credit Auto, Credit Score, Loans, New Car, Obtain Loan — @ 4:21 pm

baby cakes asked:

I plan to purchase a new car however I wanted to be approved for a bank loan before I go to the car dealership. In our area, Chase Bank is offering rates of 4.4% at the most. What is the minimum credit score needed to be approved. I don’t want to go around applying for different loans if I will continue to get turned down which will then lower my credit score.

Derek

Comments (5)

December 5, 2010

Where can I get an auto loan if I have subprime credit?

Filed under: Credit — Tags: Auto Credit, Auto Loan, Banks, Credit Bureaus, Loans — @ 5:20 am

Sarah asked:

I am hesitant to apply at banks or credit bureaus because of my credit, soI applied at 2 different websites. One said that they aren’t offering loans at this time, and they didn’t pull my credit. The other said that they don’t offer loans in my area. So, where should I apply?
Thank you!

Laura

Comments (0)

October 29, 2010

can auto lenders hold medical collections against you on a car loan?

Filed under: Credit — Tags: Auto Lenders, Auto Loan, Autos, Car Loan, Honda, Honda Dealer, Loans, Medical Collections, Private Lender — @ 8:14 pm

hdmcallister1107 asked:

I thought medical couldn’t hurt loans on autos. Is there a law that states you cannot be denied a auto loan because of medical? The loan is from the Honda dealer’s private lender.

Regina

Comments (1)

October 22, 2010

How do you make an amortization table for an auto loan?

Filed under: Credit — Tags: Amortization, Amortization Loan, Amortization Table, Auto Calculator, Auto Loan Payment, Auto Loan Payment Calculator, Bank Loan, Chase Bank, Loan Calculator, Loan Payment Calculator, Stuff — @ 1:52 pm

immamonkeywithbanana asked:

i have to make an amortization table for an auto loan at chase bank, and i have no idea how to. it needs to be in excel with formulas and stuff…

Loan Amount: $15,724
APR: 4.37%
Loan Term: 60 months

according to auto loan payment calculator provided by chase bank, monthly loan payment will be 292.21

how do i do this?

Veronica

Comments (4)

October 3, 2010

B of A denied my auto loan application that they accepted 7 months Ago. Why?

Filed under: Credit — Tags: 7 Months, Auto Loan Application, Auto Loans, Credit Cards, Credit Crunch, Million Dollars, Money, Real Person — @ 1:49 pm

thomas p asked:

My situation is exactly the same now as before. Is this credit crunch syndrome? You can’t talk to a real person over there. I’ve got multiple account with them. More than a million dollars a year rolls through those accounts. I’ve got money in their cds. Got their credit cards. Anybody got a good source for auto loans?

Andre

Comments (3)

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