Personal Finance | Easy Auto Loans

March 26, 2011

Does anybody know what the usury laws for car loans in Illinois are?

Go White Sox™ asked:

I know the usury law in Illinois is 9%, but everywhere I try to research for bank and auto loans, it says that can be a different rate, but nowhere does it say what the highest rate allowed by law is. Can anyone help on this matter? Thanks so much!

Bonnie

Comments (0)

January 31, 2011

Can I transfer my auto loan from one bank to my personal bank that I bank at?

Filed under: Personal Finance — Tags: Auto Loan, Bank Loan, Loan Personal, Personal Bank — @ 3:27 pm

randy j asked:

I went through a dearlership to purchase a new vehicle a year ago. They go thru a certain bank to finace the loan. What I would like to do is take the auto loan from bank “A” and transfer the auto loan to my own personal bank “B” where I bank at. Can I do that without any problems?
I still have like 2 1\2 years to go on the loan yet to pay it off.

Wilma

Comments (6)

January 24, 2011

How can you get an auto loan without proof of income?

Filed under: Personal Finance — Tags: Auto Loan, Mom, Payroll Tax, Proof Of Income, Retail Shop, Thanks In Advance — @ 8:53 pm

Tracy B asked:

My mom has worked for a small retail shop for about 5 yrs (she’s the ONLY employee) and she gets paid in cash (the owner doesn’t file payroll tax). Will a letter from her employer stating how much she makes suffice as proof of income when applying for an auto loan? If not, how could she go about providing proof? Any suggestions would be a great help. Thanks in advance

Bill

Comments (6)

November 15, 2010

How long do you have to wait after bankruptcy to get an auto loan?

Filed under: Personal Finance — Tags: April, Auto Loan, Bankruptcy Loan, Chapter 7, Credit Score, Interest Rate, Loan Interest, Loan Rate — @ 10:49 pm

Dan asked:

I filed chapter 7 in april 2009, I have a 640 credit score. What are my chances at getting an auto loan? What interest rate do you think I would pay?

Edith

Comments (1)

October 1, 2010

is it possible to get a auto loan without proof of income in ny?

Filed under: Personal Finance — Tags: Auto Car, Auto Loan, Credit Score, Proof Of Income — @ 7:57 pm

chris asked:

I want to get a auto loan for a used car and I don’t have proof of income even though I am more than capabale to pay it off. I dont file taxes either so i know its difficult. But is there any way? My Credit score is in the low 700s.

Warren

Comments (5)

September 7, 2010

Where is the best place to get a very low auto loan?

Filed under: Personal Finance — Tags: Auto Loan, Bet, Credit Rating, Good Credit, Mortgage, Reference — @ 11:13 am

Ryan H asked:

I have noticed some info on searches that made reference to a 4.05% auto loan. I just can’t find it? I have pretty good credit. After my recent 220,000 mortgage it’s 804. I would bet there is an auto loan out there for under 5% for someone with my credit rating?

Jorge

Comments (4)

August 25, 2010

What is the best way to pay off my 2 crerdit card and 1 auto loan bills?

Filed under: Personal Finance — Tags: Auto Loan, Credit Card, Money Card, Pay Bills — @ 10:14 am

I’m broke asked:

i want to know the best way to pay of my bills and save money…. i got 2 credit card which are at $1500, and $2500, and a auto loan at $10,000. …. i get paid $2500.. a month. … . i wanna start saving , but these bills are holding me back. i need help.

Glenn

Comments (5)

July 2, 2010

What does my credit score need to be to get the best rates on an auto loan?

Filed under: Personal Finance — Tags: Auto Credit, Auto Loan, Credit Score — @ 10:32 pm

Ryan Z asked:

My credit score is 748 and I am curious if this is high enough to get the best rate on an auto loan.

Franklin

Comments (13)

May 26, 2010

What percentage of credit card and/or auto loan applications involve a co-signer?

Filed under: Personal Finance — Tags: Auto Loan Applications, Auto Loans, Co Signer, Credit Applications, Credit Auto, Credit Card, Credit Cards — @ 12:39 am

John T asked:

In general I’m looking for U.S. numbers, but if you know these numbers for other countries, great.

other numbers I need:

- total # of auto loans made in a year
- total # of credit cards issued in a year

Joseph

Comments (1)

May 10, 2010

How should I handle my auto loan. Pay off or Keep Making Payments?

Filed under: Personal Finance — Tags: Auto Loan, Jeep, Jeep Wrangler, Loan Payments, Money — @ 11:03 pm

lally3402 asked:

Is it better to payoff my auto loan now. I owe about 8k$ on it, pay 297$ a month with 7% interest. I have about 41 payments left and started the 60 month loan on 12/03/07. I have the money to pay it off if I need to. Any comments or suggestions. Thanks! Jeep Wrangler 2004.

Darryl

Comments (2)

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