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	<title>Easy Auto Loans - buyer applications</title>
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	<lastBuildDate>Sat, 04 Feb 2012 22:55:08 +0000</lastBuildDate>
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		<title>CashUSA.com Announces Free, New Educational Resources for Consumers</title>
		<link>http://easyautoloans.org/car-loan/cashusa-com-announces-free-new-educational-resources-for-consumers/</link>
		<comments>http://easyautoloans.org/car-loan/cashusa-com-announces-free-new-educational-resources-for-consumers/#comments</comments>
		<pubDate>Sat, 04 Feb 2012 22:55:08 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Car Loan]]></category>
		<category><![CDATA[Announces]]></category>
		<category><![CDATA[CashUSA.com]]></category>
		<category><![CDATA[Consumers]]></category>
		<category><![CDATA[educational]]></category>
		<category><![CDATA[FREE]]></category>
		<category><![CDATA[resources]]></category>

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		<description><![CDATA[CashUSA.com Announces Free, New Educational Resources for Consumers &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; Cash USA &#13; &#13; Santa Monica, CA (PRWEB) January 13, 2012 CashUSA.com is proud to announce the addition of numerous new educational materials available for free on its homepage. These articles have been written [...]]]></description>
			<content:encoded><![CDATA[<p><br/>CashUSA.com Announces Free, New Educational Resources for Consumers &#13;        &#13;      &#13;    &#13;    &#13;          &#13;        &#13;    &#13;    &#13;    &#13;    &#13;        &#13;                  &#13;
<p style="text-align: center; ; overflow: hidden; color: #999999;">Cash USA</p>
<p>&#13;                  &#13;
<p class="releaseDateline">Santa Monica, CA (PRWEB) January 13, 2012 </p>
<p> CashUSA.com is proud to announce the addition of numerous new educational materials available for free on its homepage. These articles have been written by CashUSA.com’s team of financial experts and help inform consumers on all aspects of payday loans in a pressure-free environment. Completely free of charge, these easy-to-understand articles help maintain responsible borrowing habits and an outstanding overall loan experience.</p>
<p>&#13;
<p>Many consumers today face a daily challenge of finding new ways to stretch their budget to make ends meet. When unexpected expenses, like medical bills or car repairs, occur, it may be impossible to wait for their next paycheck to arrive. Thanks to payday loans from CashUSA.com, consumers can get the emergency cash they need to cover their bills and keep their debt under control.</p>
<p>&#13;
<p>“CashUSA.com prides itself on a high level of customer satisfaction. By educating consumers on payday loans, we can aid them take full advantage of the fund they receive,” says CashUSA.com spokesperson, Bret Taylor. “The unexampled articles detail the significant aspects about payday loans that everyone should cognize before taking one away.”</p>
<p>&#13;
<p>Directly from the homepage, visitors can find unexampled, original articles detailing a variety of significant points about payday cash loans. One article, for example, details the dissimilar rates and fees that may be connected with a loan. From how state laws can cause variance in rates to how rates and fees are eventually determined by lenders, readers will be capable to socialize themselves on where the percentages in their loan contract emanate from.</p>
<p>&#13;
<p>When consumers need emergency liquidating, waiting days, or even weeks, for their money is simply not an option. While payday loans can be obtained quite apace, usually within 24 hours of applying, CashUSA.com does not want its users to make whatsoever hasty decisions when dealing with life-threatening financial matters. By offering complimentary, informative articles, users tin take the time to understand their loan, plan for a tight budget while they repay the loan, and flush learn about some of the best ways to take advantage of the funds. </p>
<p>&#13;
<p>Credit ratings are quickly dropping as Americans fight to stay afloat amidst rising mortgages, job loss and mounting debt. CashUSA.com provides consumers with a fast, convenient way to get the liquidate they need for life’s emergencies regardless of their credit score.</p>
<p>&#13;
<p>###</p>
<p>&#13; &#13;                &#13;                <br clear="all" />&#13;            &#13;            &#13;            &#13;          &#13;        &#13;        &#13;      &#13;    &#13;    &#13;          &#13;            &#13;            &#13;            &#13;            &#13;
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		<title>PLS, Western Union Foundation Contribute to Communities in Schools&#8211;Dallas</title>
		<link>http://easyautoloans.org/auto-loan/pls-western-union-foundation-contribute-to-communities-in-schools-dallas/</link>
		<comments>http://easyautoloans.org/auto-loan/pls-western-union-foundation-contribute-to-communities-in-schools-dallas/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 12:54:58 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Auto Loan]]></category>
		<category><![CDATA[Communities]]></category>
		<category><![CDATA[Contribute]]></category>
		<category><![CDATA[Foundation]]></category>
		<category><![CDATA[SchoolsDallas]]></category>
		<category><![CDATA[union]]></category>
		<category><![CDATA[Western]]></category>

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		<description><![CDATA[PLS, Western Union Foundation Contribute to Communities in Schools&#8211;Dallas &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; Chicago, IL (PRWEB) January 07, 2012 “Giving at-risk students the academic and social support they need to succeed in school is an outstanding investment in our future,” said Bob Wolfberg, President, PLS. “That’s [...]]]></description>
			<content:encoded><![CDATA[<p><br/>PLS, Western Union Foundation Contribute to Communities in Schools&#8211;Dallas &#13;        &#13;      &#13;    &#13;    &#13;          &#13;        &#13;    &#13;    &#13;    &#13;    &#13;        &#13;                  &#13;
<p class="releaseDateline">Chicago, IL (PRWEB) January 07, 2012 </p>
<p> “Giving at-risk students the academic and social support they need to succeed in school is an outstanding investment in our future,” said Bob Wolfberg, President, PLS. “That’s the mission of Communities in Schools—Dallas, and we’re very pleased to support their efforts with a $  5,000 donation.”</p>
<p>&#13;
<p>Communities in Schools Dallas Region, Inc., helps at-risk students stay in school, complete their education and graduate to become productive members of their communities. CISDR offers an array of programs and charter schools designed to assist students who have not succeeded in a traditional learning environment.</p>
<p>&#13;
<p>PLS (http://www.PLShome.com) operates more than 300 financial services centers in nine states. The PLS mission is to provide innovative and convenient financial services delivered with the respect that hard-working consumers deserve.</p>
<p>&#13;
<p>“Communities in Schools ensures that every student gets the opportunity to achieve to his or her potential,” far-famed Wolfberg. “We’re proud to support their important work. And to double the impact of our donation, we reached out to our friends at the Western Union Foundation.”</p>
<p>&#13;
<p>The Western Union Foundation’s (http://www.westernunionfoundation.org) “Agent Giving Circles” program assists Western Union Agents in supporting their local communities. PLS received dollar-for-dollar matched funds for its contribution to CISDR, for a combined total of $  10,000.</p>
<p>&#13;
<p>“We’re well aware of PLS’s participation in—and contributions to—the Dallas community,” said Rob Koewler, Director of Strategic Accounts for Western Union. “When they told us about Communities in Schools—Dallas, we were delighted to match their donation.”</p>
<p>&#13;
<p>“CISDR is proud and grateful to count PLS and the Western Union Foundation among its partners in helping students at risk of academic failure stay in school, achieve and graduate to become productive and contributing members of our communities,” said Sandra G. Chavarria, President and CEO, Communities in Schools Dallas Region, Inc.</p>
<p>&#13;
<p>“Given the challenging economic environment, this kind of community engagement is invaluable,” continued Chavarria. “This support helps CISDR to change the trajectory of lives, ensuring that struggling schoolchildren living in poverty and in at-risk environments have the opportunity to succeed in school and in life.”</p>
<p>&#13;
<p>About PLS: People. Location. Service.</p>
<p>&#13;
<p>The PLS Group, headquartered in Chicago, is comprised of more than 300 financial services centers in Alabama, Arizona, California, Illinois, Indiana, Mississippi, New York, Texas and Wisconsin, with more than 3,100 employees. PLS is one of the largest, fastest-growing and most distinguished organizations in the check cashing industry, and is a top performer for Western Union, a money transfer network.</p>
<p>&#13;
<p>PLS has been listed among Inc. magazine’s “5000 Fastest-Growing Private Companies in America” (http://www.inc.com/inc5000/list) for the past three years, and for three consecutive years has been named one of the “101 Best and Brightest Companies to Work for in Chicago” by the National Association for Business Resources (http://www.101bestandbrightest.com). For the past four years, PLS has been named one of Chicago’s Largest Privately Held Companies by Crain’s Chicago Business® (http://www.chicagobusiness.com), and was listed among Crain’s “Fast 50” (Fastest Growing Companies). Bob and Dan Wolfberg, PLS Presidents, were finalists for Ernst &amp; Young’s 2010 Entrepreneur of the Year Award (http://www.ey.com). In 2011, Bob Wolfberg was recognized by Financial Service Centers of America [FiSCA (http://www.fisca.org)] as its Financial Service Provider of the Year. The company has also been twice honored with the Activa Award from FiSCA in recognition of its charitable efforts.</p>
<p>&#13;
<p>The PLS Group serves customers through its PLS Check Cashers stores, which offer check cashing, prepaid Visa® debit cards, money transfer services, money orders and bill payments; PLS Loan Store locations, which provide consumer short-term loans, auto insurance and tax-preparation services; and PLS Motor Vehicle Services facilities, which offer vehicle license and registration services.</p>
<p>&#13;
<p>About Communities in School Dallas Region, Inc.</p>
<p>&#13;
<p>Communities In Schools Dallas Region, Inc. (CISDR) is a non-profit organization founded in 1985 to address the growing number of high school dropouts in Dallas and surrounding areas. As experts in collaboration and in providing comprehensive case-managed services, CISDR’s professional staff brings community resources into schools to work in the interest of at-risk children in a coordinated, caring and cost-effective way. CISDR operates in 66 schools in ten school districts in five counties. For more information, visit http://www.cisdallas.org</p>
<p>&#13;
<p>About Western Union</p>
<p>&#13;
<p>The Western Union Company is a leader in global payment services. Together with its Vigo, Orlandi Valuta, Pago Facil and Western Union Business Solutions branded payment services, Western Union provides consumers and businesses with fast, reliable and convenient ways to send and receive money around the world, to send payments and to purchase money orders. The Western Union, Vigo and Orlandi Valuta branded services are offered through a combined network of approximately 485,000 agent locations in 200 countries and territories. In 2010, The Western Union Company completed 214 million consumer-to-consumer transactions worldwide, moving $  76 billion of principal between consumers, and 405 million business payments. For more information, visit http://www.westernunion.com</p>
<p>&#13;
<p>About the Western Union Foundation</p>
<p>&#13;
<p>Through Western Union’s Our World, Our Family® signature program, the Western Union Foundation supports initiatives to empower people through access to economic opportunity. Recognized by the Committee Encouraging Corporate Philanthropy in 2009, the program is a five-year, $  50 million commitment reflecting efforts made by Western Union employees, agents and partners around the world. Since its inception, the Western Union Foundation has awarded more than $  73.8 million in grants to more than 2033 nongovernmental organizations (NGOs) in 120 countries and territories. To learn more, visit http://www.westernunionfoundation.org</p>
<p>&#13;
<p>###</p>
<p>&#13; &#13;                &#13;                <br clear="all" />&#13;            &#13;            &#13;              &#13;                                            Attachments&#13;                                        &#13;              &#13;                <br clear="all" />&#13;            &#13;          &#13;        &#13;        &#13;      &#13;    &#13;    &#13;          &#13;            &#13;            &#13;            &#13;            &#13;
<p class="small-text">&#13;                &#13;                  <img src="http://service.prweb.com/_res/images/common/vocus-logo.gif" alt="Vocus" width="58" height="18" />©Copyright 1997-<br/>					<br/>					, Vocus PRW Holdings, LLC.&#13;                    Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.</p>
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		<title>Bad Credit Car Loan Qualification Procedures Made Easier</title>
		<link>http://easyautoloans.org/car-loan/bad-credit-car-loan-qualification-procedures-made-easier/</link>
		<comments>http://easyautoloans.org/car-loan/bad-credit-car-loan-qualification-procedures-made-easier/#comments</comments>
		<pubDate>Mon, 30 Jan 2012 06:57:24 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Car Loan]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Easier]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Made]]></category>
		<category><![CDATA[Procedures]]></category>
		<category><![CDATA[Qualification]]></category>

		<guid isPermaLink="false">http://easyautoloans.org/car-loan/bad-credit-car-loan-qualification-procedures-made-easier/</guid>
		<description><![CDATA[Bad Credit Car Loan Qualification Procedures Made Easier &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; Easy Money For New Car &#13; &#13; Fort Lauderdale, FL (PRWEB) January 10, 2012 The leading loans for bad credit comparison resource online, ReallyBadCreditOffers.com has simplified the process connecting consumers looking to finance the [...]]]></description>
			<content:encoded><![CDATA[<p><br/>Bad Credit Car Loan Qualification Procedures Made Easier &#13;        &#13;      &#13;    &#13;    &#13;          &#13;        &#13;    &#13;    &#13;    &#13;    &#13;        &#13;                  &#13;
<p style="text-align: center; ; overflow: hidden; color: #999999;">Easy Money For New Car</p>
<p>&#13;                  &#13;
<p class="releaseDateline">Fort Lauderdale, FL (PRWEB) January 10, 2012 </p>
<p> The leading loans for bad credit comparison resource online, ReallyBadCreditOffers.com has simplified the process connecting consumers looking to finance the purchase of a new or used vehicle with lenders offering easy to get loans. The site has updated its offer comparison to make it easier for visitors to find the best auto financing for people with bad credit. The simpler system provides visitors with a faster, easier way to find the loans they need.</p>
<p>&#13;
<p>Car loans for people with bad credit makeup a competitive portion of the lending industry because the credit score and background checking that is traditional for a car loan do not apply since the vehicle is used as collateral for the loan. Visitors to the site are encouraged to compare the interest rates, terms and loan amounts offered by various lenders before choosing the best for their new purchase.</p>
<p>&#13;
<p>&#8220;When we can helping someone assay to recover from financial problems, by help them get the vehicle that will maintained them employed, there is great satisfaction for us,”  said Ariel Pryor, loan expert, adding, &#8220;People that have disturbing getting financed for a vehicle buy, tend to get discouraged and give up before they realize all of the options that are available to them. Our primary goal is to inform the average consumer of the help available.”</p>
<p>&#13;
<p>Despite the higher risk that is typically associated with a bad credit score borrower, lenders compete aggressively for the business because of the higher interest rate returns.  As an alternative to leasing a car for bad credit, consumers tin buy with financing.  In most cases, car loan qualifications are made easier because of the security to money brought offered by the vehicle.</p>
<p>&#13;
<p>In addition the website offers financial advice and additional comparisons to aiding people look to rebuild, furnishing resources covering debt, credit card interest rates, personal loans, and credit repair. Additional resources provide explanations on how banks view credit scores and and how to serve to improve credit scores that can aid consumers qualify for better financial products and additional savings.</p>
<p>&#13;
<p>&#8220;It is important for people to know that, even with a low credit score, they still have options to get financing in today’s market,” said Pryor. Offer comparisons providing debt consolidation loans to reduce monthly payments and emergency loans can help consumers find immediate relief while other resources are provided to help people rebuild their finances over the long term.</p>
<p>&#13;
<p>About ReallyBadCreditOffers.com&#13;<br />The online bad credit lent resource was formed furnish populate the help make getting through tough financial challenge easy, and provide immediate assisting to people facing right now money problems.</p>
<p>&#13;
<p>Contact:&#13;<br />Ariel Pryor, Financial Expert&#13;<br />http://www.reallybadcreditoffers.com&#13;<br />(520) 344-2001</p>
<p>&#13;
<p>###</p>
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		<title>What is the highest interest rate for a subprime auto loan?</title>
		<link>http://easyautoloans.org/auto-loan/what-is-the-highest-interest-rate-for-a-subprime-auto-loan-2/</link>
		<comments>http://easyautoloans.org/auto-loan/what-is-the-highest-interest-rate-for-a-subprime-auto-loan-2/#comments</comments>
		<pubDate>Sat, 28 Jan 2012 20:55:47 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Auto Loan]]></category>
		<category><![CDATA[Auto]]></category>
		<category><![CDATA[highest]]></category>
		<category><![CDATA[Interest]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[rate]]></category>
		<category><![CDATA[subprime]]></category>

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		<description><![CDATA[Question by Jamie G: What is the highest interest rate for a subprime auto loan?I have really horrible credit due to my divorce&#8230;like 400! I am working identical hard to build it backward up. I was &#8220;approved&#8221; for a subprime auto loan but I want to know what I tin expect the interest rate to [...]]]></description>
			<content:encoded><![CDATA[<p><br/><strong><i>Question by Jamie G</i>: What is the highest interest rate for a subprime auto loan?</strong><br/>I have really horrible credit due to my divorce&#8230;like 400! I am working identical hard to build it backward up. I was &#8220;approved&#8221; for a subprime auto loan but I want to know what I tin expect the interest rate to be on an used auto. What is the high ( worst ) it can be? Are we talking 30% or more? I live in New York if that matters.Thanks so much for your help!<br/><br/><strong>Best answer:</strong><br/>
<p><i>Answer by EskimoQ</i><br/>Not certain. You&#8217;re best wager is to check with GE.</p>
<p><br/><br/><strong>Add your own answer in the comments!</strong><script type="text/javascript" src="http://www.generateuniquecontent.com/js/ucg.js?qid=330306"></script></p>
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		<title>PLS Plays Santa for 100 Students at Chicago&#8217;s Calmeca Academy</title>
		<link>http://easyautoloans.org/auto-loan/pls-plays-santa-for-100-students-at-chicagos-calmeca-academy/</link>
		<comments>http://easyautoloans.org/auto-loan/pls-plays-santa-for-100-students-at-chicagos-calmeca-academy/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 14:56:41 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Auto Loan]]></category>
		<category><![CDATA[Academy]]></category>
		<category><![CDATA[Calmeca]]></category>
		<category><![CDATA[Chicago's]]></category>
		<category><![CDATA[Plays]]></category>
		<category><![CDATA[Santa]]></category>
		<category><![CDATA[Students]]></category>

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		<description><![CDATA[PLS Plays Santa for 100 Students at Chicago&#8217;s Calmeca Academy &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; Loading the gifts at the PLS Support Center &#13; &#13; Chicago, IL (PRWEB) December 15, 2011 “Dear Santa: I would like a race car, a train and a blue sweater,” wrote one [...]]]></description>
			<content:encoded><![CDATA[<p><br/>PLS Plays Santa for 100 Students at Chicago&#8217;s Calmeca Academy &#13;        &#13;      &#13;    &#13;    &#13;          &#13;        &#13;    &#13;    &#13;    &#13;    &#13;        &#13;                  &#13;
<p style="text-align: center; ; overflow: hidden; color: #999999;">Loading the gifts at the PLS Support Center</p>
<p>&#13;                  &#13;
<p class="releaseDateline">Chicago, IL (PRWEB) December 15, 2011 </p>
<p> “Dear Santa: I would like a race car, a train and a blue sweater,” wrote one five-year-old student. “Can I please have purple gloves and a scarf, and for fun—coloring books?” wrote another.</p>
<p>&#13;
<p>Each December, the young students at Calmeca Academy of Fine Arts &amp; Dual Language on Chicago’s South Side carefully write their letters to Santa Claus. This year, however, due to the slow economy, the school’s expected support, which in the past was used to buy gifts for the children, was not available.</p>
<p>&#13;
<p>PLS Volunteers to Play Santa</p>
<p>&#13;
<p>That’s when PLS stepped in, pledging to play Santa for the school’s kindergarten and first grade classes. PLS team members at the company’s Support Center headquarters and at its many Illinois stores made $  25 donations (the cost of purchasing gifting for one child), and the company matched many of the contributions. </p>
<p>&#13;
<p>On Monday, December 12, wrapped gifts for 100 students were delivered to Calmeca Academy by Sandra Arizaga, Director of Operations, PLS Check Cashers/North Illinois; Jim Bradley, Director of Operations, PLS Loan Store/South Illinois; and Daniel Dorame, Director of Operations, PLS Loan Store/North Illinois.</p>
<p>&#13;
<p>Delivering to Students in Dire Need</p>
<p>&#13;
<p>With average household incomes just under $  10,000, the students at Calmeca Academy of Fine Arts &amp; Dual Language (http://www.calmecaacademy.org), at 3456 W. 38th Street in Chicago, face daunting challenges all year round. Almost 97 percent come from low-income families, nearly 15 percent are special education students, and more than a third are limited-English learners. </p>
<p>&#13;
<p>“We are astounded at the generosity and kindness of our friends at PLS,” stated Frances Garcia, Calmeca Academy’s main. “Thanks to their giving hearts, our young students will be able to enjoy a very merry Christmas, and will receive many of the basic necessities—gloves, scarves, boots—that they lack. PLS is an outstanding member of the community.”</p>
<p>&#13;
<p>“We’re just doing what good neighbors do, which is lending a hand to our neighbors in need,” said Bob Wolfberg, President, PLS. “On behalf of all the PLS team members who made gift donations, we’re very glad to help the students and staff at Calmeca Academy enjoy a happy holiday season.”</p>
<p>&#13;
<p>About PLS: People. Location. Service.</p>
<p>&#13;
<p>The PLS Group (http://www.PLShome.com), headquartered in Chicago, is comprised of more than 300 financial services centers in Alabama, Arizona, California, Illinois, Indiana, Mississippi, New York, Texas and Wisconsin, with more than 3,100 employees. PLS is one of the largest, fastest-growing and most telling organizations in the check cashing industry, and is a top performer for Western Union, a money transfer network.</p>
<p>&#13;
<p>The PLS mission is to provide innovative and convenient financial services delivered with the respect that hard-working consumers meriting.</p>
<p>&#13;
<p>PLS has been listed among Inc. magazine’s “5000 Fastest-Growing Private Companies in America” (http://www.inc.com/inc5000/name) for the past three years, and for three consecutive years has been named one of the “101 Best and Brightest Companies to Work for in Chicago” by the National Association for Business Resources (http://www.101bestandbrightest.com). For the past four years, PLS has been named one of Chicago’s Largest Privately Held Companies by Crain’s Chicago Business® (http://www.chicagobusiness.com), and was list among Crain’s “Fast 50” (Fastest Growing Companies). Bob and Dan Wolfberg, PLS Presidents, were finalists for Ernst &amp; Young’s 2010 Entrepreneur of the Year Award (http://www.ey.com). In 2011, Bob Wolfberg was recognized by Financial Service Centers of America [FiSCA (http://www.fisca.org)] as its Financial Service Provider of the Year. The company has also been twice honored with the Activa Award from FiSCA in recognition of its charitable efforts.</p>
<p>&#13;
<p>The PLS Group serves customers through its PLS Check Cashers stores, which offer check cashing, prepay Visa® charging cards, money transfer services, money orders and bill payments; PLS Loan Store locations, which provide consumer short-name loans, auto insurance and tax-preparation services; and PLS Motor Vehicle Services facilities, which offer vehicle license and registration services.</p>
<p>&#13;
<p>About Calmeca Academy of Fine Arts &amp; Dual Language</p>
<p>&#13;
<p>Calmeca Academy, located at 3456 W. 38th Street in Chicago, offers classes to students from pre-kindergarten through middle school. The academy’s mission is to shape respectful, responsible lifelong learners who demonstrate attributes of inquisitive, self-motivated learners equipped with linguistic, cultural and artistic experiences that support and pave the way to success. For more information, visit http://www.calmecaacademy.org</p>
<p>&#13;
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<p>&#13; &#13;                &#13;                <br clear="all" />&#13;            &#13;            &#13;              &#13;                                            Attachments&#13;                                        &#13;              &#13;                &#13;                &#13;                <br clear="all" />&#13;            &#13;          &#13;        &#13;        &#13;      &#13;    &#13;    &#13;          &#13;            &#13;            &#13;            &#13;            &#13;
<p class="small-text">&#13;                &#13;                  <img src="http://service.prweb.com/_res/images/common/vocus-logo.gif" alt="Vocus" width="58" height="18" />©Copyright 1997-<br/>					<br/>					, Vocus PRW Holdings, LLC.&#13;                    Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.</p>
<p>&#13;            &#13;          &#13;        &#13;      &#13;                    &#13;                &#13;  <br/><br/>Related <a href="http://easyautoloans.org/category/auto-loan/">Auto Loan Press Releases</a><script type="text/javascript" src="http://www.generateuniquecontent.com/js/ucg.js?qid=327949"></script></p>
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		<title>Credit Union Auto Group Offers Lender Approval for Trade-In Protection Program</title>
		<link>http://easyautoloans.org/auto-financing/credit-union-auto-group-offers-lender-approval-for-trade-in-protection-program/</link>
		<comments>http://easyautoloans.org/auto-financing/credit-union-auto-group-offers-lender-approval-for-trade-in-protection-program/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 04:58:56 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Auto Financing]]></category>
		<category><![CDATA[Approval]]></category>
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		<description><![CDATA[Credit Union Auto Group Offers Lender Approval for Trade-In Protection Program &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; Jacksonville, FL (PRWEB) December 22, 2011 Family First Dealer Services LLC announced today that Credit Union Auto Group (a wholly owned subsidiary of First Jersey Credit Union) is now added to the [...]]]></description>
			<content:encoded><![CDATA[<p><br/>Credit Union Auto Group Offers Lender Approval for Trade-In Protection Program &#13;        &#13;      &#13;    &#13;    &#13;          &#13;        &#13;    &#13;    &#13;    &#13;    &#13;        &#13;
<p class="releaseDateline">Jacksonville, FL (PRWEB) December 22, 2011 </p>
<p> Family First Dealer Services LLC announced today that Credit Union Auto Group (a wholly owned subsidiary of First Jersey Credit Union) is now added to the list of growing lenders offering the Trade-In Protection product for sale through its’ motor vehicle / retail installment dealer network.</p>
<p>&#13;
<p>Trade-In Protection is a F&amp;I product which provides a benefit of up to $  5,000** towards a customers’ potential negative equity, when they return to the original selling dealer to trade-in and purchase another vehicle.  The TIP program provides assistance if they owe more than what their vehicle is worth, or is “upside down.”</p>
<p>&#13;
<p>“We are extremely excited to rim away with TIP,” said Jim Milhaven, President and CEO of CUAG.  “We are aggressively growing our indirect business in the New Jersey* market and the TIP program helps our members and our dealers with a very real issue they are facing in negative equity.”</p>
<p>&#13;
<p>TIP combines the retention benefit of a lease – but applied towards a seeded contract – giving the consumer a way to minimize or eliminate their negative equity on trade-ins.  Additionally, the benefit encourages repeat business for the dealer as the benefit is redeemable only at the original selling dealership during the trade-in process.  The program is offered on new and used vehicles as an optional F&amp;I program, a blanket program and a combination with benefit levels from $  1,000 &#8211; $  5,000.***</p>
<p>&#13;
<p>“We are looking forward to a strong partnership with Credit Union Auto Group and First Jersey Credit Union,” said Tony Wanderon, President and CEO of Family First Dealer Services.   “Having been so deeply involved in the development of GAP over the past 23 years, we feel strongly that our new Trade-In Protection product could far exceed GAP in its appeal to customers who finance with dealers nationwide.”  We are excited to partner with Jim and his team to help them expand their ever growing presence in the indirect lending channel.”</p>
<p>&#13;
<p>About Credit Union Auto Group – CUAG is a wholly owned subsidiary of First Jersey Credit Union, and serves as the indirect auto loan channel for First Jersey Credit Union.   FJCU was founded in 1929, and is one of the largest Credit Unions in New Jersey.  Their mission is to meet the growing and changing financial needs of their membership by maintaining a sound financial position to protect their members&#8217; investments and to deliver financial products and services in a friendly, convenient and personalized atmosphere.  &#8220;Not for profit, not for charity, but for service.&#8221;</p>
<p>&#13;
<p>About Family First Dealer Services &#8211; Based in Jacksonville, Florida, FFDS provides F&amp;I products, administration, consulting, training, and marketing support to insurance companies, financial institutions, independent agents, auto dealers, and auto manufacturers nationwide.  Their core focus is on increasing partners&#8217; profitability by providing unique F&amp;I product offerings and services including Trade-In Protection (TIP), Guaranteed Asset Protection (GAP) and full line F&amp;I products. </p>
<p>&#13;
<p>All inquires on the Trade-In Protection program can be directed to:&#13;<br />Brian Olson&#13;<br />VP of Sales, NA&#13;<br />bolson(at)tradeinprotection(dot)com&#13;<br />(913) 907-7570 direct&#13;<br />http://www.tradeinprotection.com</p>
<p>&#13;
<p>*CUAG / First Jersey Credit Union is accepting indirect loans in New Jersey only, per the FJCU lending terms and conditions. TIP is not available in New York. &#13;<br />**$  5,000 max benefit on new vehicles / $  3,500 max benefit on used vehicles&#13;<br />***Program and coverage may vary by dealer/state/lender.  Please refer to the TIP Agreement for additional terms, conditions, limitations and exclusions.&#13;<br />SOURCE Family First Dealer Services, LLC</p>
<p>&#13;
<p>###</p>
<p>&#13; <br clear="all" />&#13;            &#13;            &#13;            &#13;          &#13;        &#13;        &#13;      &#13;    &#13;    &#13;          &#13;            &#13;            &#13;            &#13;            &#13;
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<p>&#13;            &#13;          &#13;        &#13;      &#13;                    &#13;                &#13;  <br/><br/>Find More <a href="http://easyautoloans.org/category/auto-financing/">Auto Financing Press Releases</a><script type="text/javascript" src="http://www.generateuniquecontent.com/js/ucg.js?qid=327198"></script></p>
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		<title>Q&amp;A: Why does the Finance Manager at auto dealership lie by saying buyer must wait 3 months before paying off loan?</title>
		<link>http://easyautoloans.org/auto-buyer/qa-why-does-the-finance-manager-at-auto-dealership-lie-by-saying-buyer-must-wait-3-months-before-paying-off-loan/</link>
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		<pubDate>Sat, 21 Jan 2012 18:55:51 +0000</pubDate>
		<dc:creator></dc:creator>
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		<description><![CDATA[Question by rage: Why does the Finance Manager at auto dealership lie by saying buyer must wait 3 months before paying off loan?The dealership offers $ 1000 incentive to finance the purchase of a new car thru the manufactures finance company. There is no early pay off penalty. Does the dealership finance manager get a [...]]]></description>
			<content:encoded><![CDATA[<p><br/><strong><i>Question by rage</i>: Why does the Finance Manager at auto dealership lie by saying buyer must wait 3 months before paying off loan?</strong><br/>The dealership offers $  1000 incentive to finance the purchase of a new car thru the manufactures finance company. There is no early pay off penalty. Does the dealership finance manager get a &#8220;kick-back&#8221; from the finance company by telling the the buyer he must wait a few months before paying off the loan?<br/><br/><strong>Best answer:</strong><br/>
<p><i>Answer by cmccarty232000</i><br/>The longer you keep the loan the more money they make off of you. He may get a cut.. If not mayhap he is just an idoit.</p>
<p><br/><br/><strong>Give your answer to this question below!</strong><script type="text/javascript" src="http://www.generateuniquecontent.com/js/ucg.js?qid=326466"></script></p>
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		<title>is a buyer of a used car have a certain amount of time to return the car if it is dissatisfied with a dealer?</title>
		<link>http://easyautoloans.org/auto-buyer/is-a-buyer-of-a-used-car-have-a-certain-amount-of-time-to-return-the-car-if-it-is-dissatisfied-with-a-dealer/</link>
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		<pubDate>Fri, 20 Jan 2012 08:55:31 +0000</pubDate>
		<dc:creator></dc:creator>
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		<description><![CDATA[by State Library and Archives of Florida mountaineagle49 Question ? is a buyer of an used car have a certain amount of time to return the car if it is dissatisfied with a dealership I bought an used pick up truck at a local dealer and two days later that I could buy a new [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left;margin:5px;font-size:80%;"> <img alt = "auto buyers" src = "http://farm3.staticflickr.com/2455/4089863136_ee0689dc08_m.jpg" width = "160" /> <br/> by <a href="http://www.flickr.com/photos/31846825@N04/4089863136"> State Library and Archives of Florida </a> </div>
<p><strong> <i> mountaineagle49 Question </i>? is a buyer of an used car have a certain amount of time to return the car if it is dissatisfied with a dealership </strong>I bought an used pick up truck at a local dealer and two days later that I could buy a new truck for the same price. Since I had the truck for a few days I can return it to the retailer for a response remboursementMeilleure <strong>: </strong>Answer by <i>
<p> Dave87gn </i> <br/> nope, find a broken deal is not covered under the lemon law </p>
<p><strong> What do you think? Answer below! </Strong><script type="text/javascript" src="http://www.generateuniquecontent.com/js/ucg.js?qid=325788"></script></p>
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		<title>Stadium Toyota, a Local Tampa New and Used Car Dealer, is Showcasing the Newly Redesigned 2012 Camry</title>
		<link>http://easyautoloans.org/auto-buyer/stadium-toyota-a-local-tampa-new-and-used-car-dealer-is-showcasing-the-newly-redesigned-2012-camry/</link>
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		<pubDate>Wed, 18 Jan 2012 22:57:00 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Auto Buyer]]></category>
		<category><![CDATA[2012]]></category>
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		<description><![CDATA[Stadium Toyota, a Local Tampa New and Used Car Dealer, is Showcasing the Newly Redesigned 2012 Camry &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; Stadium Toyota &#13; &#13; Tampa, Florida (PRWEB) December 09, 2011 Stadium Toyota in Tampa FL has a large inventory of both new and used cars [...]]]></description>
			<content:encoded><![CDATA[<p><br/>Stadium Toyota, a Local Tampa New and Used Car Dealer, is Showcasing the Newly Redesigned 2012 Camry &#13;        &#13;      &#13;    &#13;    &#13;          &#13;        &#13;    &#13;    &#13;    &#13;    &#13;        &#13;                  &#13;
<p style="text-align: center; ; overflow: hidden; color: #999999;">Stadium Toyota</p>
<p>&#13;                  &#13;
<p class="releaseDateline">Tampa, Florida (PRWEB) December 09, 2011 </p>
<p> Stadium Toyota in Tampa FL has a large inventory of both new and used cars for sale in the greater Tampa Bay area.</p>
<p>&#13;
<p>The 2012 Toyota Camry has been newly redesigned from the inside out. 6.8 million Camry owners over the past 30 years can’t be wrong! Here are some interesting Toyota Camry facts:&#13;</p>
<p>&#13;  The Camry was originally introduced in 1983, replacing its successor the “Corona.”&#13;  The word Camry is an anglicized version of the Japanese word Kanmuri, and translates to “crown.”&#13;  In 1998, the Camry went from being manufactured as a narrow-body compact, to a wide-body mid-size.&#13;  The Camry was offered as a lift, or hatch back model only in 1986, this rare vehicle has been replaced by a station wagon design.&#13;  All Camry models feature four doors.&#13;  The Camry received the Highest Possible Ratings in its Class for Frontal, Side, and Roof Crash &#8211; Test results from the Insurance Institute for Highway Safety. (2007-2011 Camry Models Source: http://www.iihs.org).&#13;  In 2010 Motor intelligence named the Camry as the Best-Selling Car in America for 13 of the past 14 years.&#13;  The Camry was introduced as a full hybrid, (runs on electric, gas or a combo) in 2006.&#13;  Toyota launched the Camry Effect website where Camry lovers can share their personal story of why they love this automobile. At the time of writing there were over 14,915 “Camry Effect” contributors.
<p>Here are some good reasons to choose Stadium Toyota when shopping for new or used cars in Tampa:</p>
<p>&#13;
</p>
<p>  Over 100 used cars from $  5,000 available on the lot every day.&#13;  Trade Pay Offs, no weigh what you owe.&#13;  % financing for 60 months for all qualified buyers. (On select vehicles and upon approved credit.)&#13;  Winner of the President’s Award 17 times.&#13;  Easy to find at 5088 N. Dale Mabry Highway in Tampa, just north of  Raymond James Stadium, home of the Tampa Bay Buccaneers.
<p>The Stadium Toyota website features a new and used inventory search tool designed to make it very easy to find the Car, Truck, SUV or Hybrid an auto shopper is looking for. Search parameters include options to search and sort by Model, Year, Trim, and MPG (Highway). Another useful feature of the website is the “Black Book” online appraisal tool, so a web visitor knows the value of a trade in before shopping for a vehicle. Don’t miss the Internet Savings voucher available on the site that offers $  300 off any new or used vehicle, when signed by the Internet Sales department manager.</p>
<p>&#13;
<p>“In addition to many innovations on the Stadium Toyota website there are some design renovations happening that will improve the look and accessibility of the dealership. Regular updates on the Stadium Toyota Facebook page and in the email newsletter help to keep interested Stadium Toyota fan informed. The Stadium Toyota grouped been increasing activity in our local community by sponsoring the Macdill Air Fest and hosting an event in which Big Cat Rescue was a local Tampa winner of Toyota’s “100 cars for good” campaign. On Nov 2nd they were awarded a brand new Toyota Tundra. Day passes were given away, valued at $  10 to anyone who test drove a new Camry and all proceeds went to support the rescue center,” states Kimberly Stockamore.</p>
<p>&#13;
<p>For more information about Stadium Toyota and the new and pre-owned cars featured please contact Kimberly Stockamore in the Internet Sales department by calling 813- 872- 4881, or stop by our dealership.</p>
<p>&#13;
<p>Stadium Toyota&#13;<br />5088 N. Dale Mabry Highway&#13;<br />Tampa, FL 33614</p>
<p>&#13;
<p>Hours of operation:&#13;<br />M-F 8:30 AM to 9:00 PM&#13;<br />Saturday 8:30 AM to 6:00 PM&#13;<br />Sunday 12:00 PM to 6:00 PM</p>
<p>&#13;
<p>http://www.stadiumtoyota.com&#13;<br />http://www.facebook.com/StadiumToyota&#13;<br />http://www.twitter.com/stadiumtoyota</p>
<p>&#13;
<p># # #</p>
<p>&#13; &#13;                &#13;                <br clear="all" />&#13;            &#13;            &#13;              &#13;                                            Attachments&#13;                                        &#13;              &#13;                      <br />&#13;                  </p>
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		<title>Is it legal to sell your auto without smog test and the buyer agrees?</title>
		<link>http://easyautoloans.org/auto-buyer/is-it-legal-to-sell-your-auto-without-smog-test-and-the-buyer-agrees/</link>
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		<pubDate>Tue, 17 Jan 2012 12:55:22 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Auto Buyer]]></category>
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		<description><![CDATA[Question by jwarrenemailinfo: Is it legal to sell your auto without smog test and the buyer agrees?Best answer: Answer by nbr660check the laws where you live What do you think? Answer below!]]></description>
			<content:encoded><![CDATA[<p><br/><strong><i>Question by jwarrenemailinfo</i>: Is it legal to sell your auto without smog test and the buyer agrees?</strong><br/><br/><br/><strong>Best answer:</strong><br/>
<p><i>Answer by nbr660</i><br/>check the laws where you live</p>
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