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February 3, 2012

PLS, Western Union Foundation Contribute to Communities in Schools–Dallas

Filed under: Auto Loan — Tags: , , , , , — @ 12:54 pm


PLS, Western Union Foundation Contribute to Communities in Schools–Dallas

Chicago, IL (PRWEB) January 07, 2012

“Giving at-risk students the academic and social support they need to succeed in school is an outstanding investment in our future,” said Bob Wolfberg, President, PLS. “That’s the mission of Communities in Schools—Dallas, and we’re very pleased to support their efforts with a $ 5,000 donation.”

Communities in Schools Dallas Region, Inc., helps at-risk students stay in school, complete their education and graduate to become productive members of their communities. CISDR offers an array of programs and charter schools designed to assist students who have not succeeded in a traditional learning environment.

PLS (http://www.PLShome.com) operates more than 300 financial services centers in nine states. The PLS mission is to provide innovative and convenient financial services delivered with the respect that hard-working consumers deserve.

“Communities in Schools ensures that every student gets the opportunity to achieve to his or her potential,” far-famed Wolfberg. “We’re proud to support their important work. And to double the impact of our donation, we reached out to our friends at the Western Union Foundation.”

The Western Union Foundation’s (http://www.westernunionfoundation.org) “Agent Giving Circles” program assists Western Union Agents in supporting their local communities. PLS received dollar-for-dollar matched funds for its contribution to CISDR, for a combined total of $ 10,000.

“We’re well aware of PLS’s participation in—and contributions to—the Dallas community,” said Rob Koewler, Director of Strategic Accounts for Western Union. “When they told us about Communities in Schools—Dallas, we were delighted to match their donation.”

“CISDR is proud and grateful to count PLS and the Western Union Foundation among its partners in helping students at risk of academic failure stay in school, achieve and graduate to become productive and contributing members of our communities,” said Sandra G. Chavarria, President and CEO, Communities in Schools Dallas Region, Inc.

“Given the challenging economic environment, this kind of community engagement is invaluable,” continued Chavarria. “This support helps CISDR to change the trajectory of lives, ensuring that struggling schoolchildren living in poverty and in at-risk environments have the opportunity to succeed in school and in life.”

About PLS: People. Location. Service.

The PLS Group, headquartered in Chicago, is comprised of more than 300 financial services centers in Alabama, Arizona, California, Illinois, Indiana, Mississippi, New York, Texas and Wisconsin, with more than 3,100 employees. PLS is one of the largest, fastest-growing and most distinguished organizations in the check cashing industry, and is a top performer for Western Union, a money transfer network.

PLS has been listed among Inc. magazine’s “5000 Fastest-Growing Private Companies in America” (http://www.inc.com/inc5000/list) for the past three years, and for three consecutive years has been named one of the “101 Best and Brightest Companies to Work for in Chicago” by the National Association for Business Resources (http://www.101bestandbrightest.com). For the past four years, PLS has been named one of Chicago’s Largest Privately Held Companies by Crain’s Chicago Business® (http://www.chicagobusiness.com), and was listed among Crain’s “Fast 50” (Fastest Growing Companies). Bob and Dan Wolfberg, PLS Presidents, were finalists for Ernst & Young’s 2010 Entrepreneur of the Year Award (http://www.ey.com). In 2011, Bob Wolfberg was recognized by Financial Service Centers of America [FiSCA (http://www.fisca.org)] as its Financial Service Provider of the Year. The company has also been twice honored with the Activa Award from FiSCA in recognition of its charitable efforts.

The PLS Group serves customers through its PLS Check Cashers stores, which offer check cashing, prepaid Visa® debit cards, money transfer services, money orders and bill payments; PLS Loan Store locations, which provide consumer short-term loans, auto insurance and tax-preparation services; and PLS Motor Vehicle Services facilities, which offer vehicle license and registration services.

About Communities in School Dallas Region, Inc.

Communities In Schools Dallas Region, Inc. (CISDR) is a non-profit organization founded in 1985 to address the growing number of high school dropouts in Dallas and surrounding areas. As experts in collaboration and in providing comprehensive case-managed services, CISDR’s professional staff brings community resources into schools to work in the interest of at-risk children in a coordinated, caring and cost-effective way. CISDR operates in 66 schools in ten school districts in five counties. For more information, visit http://www.cisdallas.org

About Western Union

The Western Union Company is a leader in global payment services. Together with its Vigo, Orlandi Valuta, Pago Facil and Western Union Business Solutions branded payment services, Western Union provides consumers and businesses with fast, reliable and convenient ways to send and receive money around the world, to send payments and to purchase money orders. The Western Union, Vigo and Orlandi Valuta branded services are offered through a combined network of approximately 485,000 agent locations in 200 countries and territories. In 2010, The Western Union Company completed 214 million consumer-to-consumer transactions worldwide, moving $ 76 billion of principal between consumers, and 405 million business payments. For more information, visit http://www.westernunion.com

About the Western Union Foundation

Through Western Union’s Our World, Our Family® signature program, the Western Union Foundation supports initiatives to empower people through access to economic opportunity. Recognized by the Committee Encouraging Corporate Philanthropy in 2009, the program is a five-year, $ 50 million commitment reflecting efforts made by Western Union employees, agents and partners around the world. Since its inception, the Western Union Foundation has awarded more than $ 73.8 million in grants to more than 2033 nongovernmental organizations (NGOs) in 120 countries and territories. To learn more, visit http://www.westernunionfoundation.org

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January 23, 2012

Credit Union Auto Group Offers Lender Approval for Trade-In Protection Program

Filed under: Auto Financing — Tags: , , , , , , , , , — @ 4:58 am


Credit Union Auto Group Offers Lender Approval for Trade-In Protection Program

Jacksonville, FL (PRWEB) December 22, 2011

Family First Dealer Services LLC announced today that Credit Union Auto Group (a wholly owned subsidiary of First Jersey Credit Union) is now added to the list of growing lenders offering the Trade-In Protection product for sale through its’ motor vehicle / retail installment dealer network.

Trade-In Protection is a F&I product which provides a benefit of up to $ 5,000** towards a customers’ potential negative equity, when they return to the original selling dealer to trade-in and purchase another vehicle. The TIP program provides assistance if they owe more than what their vehicle is worth, or is “upside down.”

“We are extremely excited to rim away with TIP,” said Jim Milhaven, President and CEO of CUAG. “We are aggressively growing our indirect business in the New Jersey* market and the TIP program helps our members and our dealers with a very real issue they are facing in negative equity.”

TIP combines the retention benefit of a lease – but applied towards a seeded contract – giving the consumer a way to minimize or eliminate their negative equity on trade-ins. Additionally, the benefit encourages repeat business for the dealer as the benefit is redeemable only at the original selling dealership during the trade-in process. The program is offered on new and used vehicles as an optional F&I program, a blanket program and a combination with benefit levels from $ 1,000 – $ 5,000.***

“We are looking forward to a strong partnership with Credit Union Auto Group and First Jersey Credit Union,” said Tony Wanderon, President and CEO of Family First Dealer Services. “Having been so deeply involved in the development of GAP over the past 23 years, we feel strongly that our new Trade-In Protection product could far exceed GAP in its appeal to customers who finance with dealers nationwide.” We are excited to partner with Jim and his team to help them expand their ever growing presence in the indirect lending channel.”

About Credit Union Auto Group – CUAG is a wholly owned subsidiary of First Jersey Credit Union, and serves as the indirect auto loan channel for First Jersey Credit Union. FJCU was founded in 1929, and is one of the largest Credit Unions in New Jersey. Their mission is to meet the growing and changing financial needs of their membership by maintaining a sound financial position to protect their members’ investments and to deliver financial products and services in a friendly, convenient and personalized atmosphere. “Not for profit, not for charity, but for service.”

About Family First Dealer Services – Based in Jacksonville, Florida, FFDS provides F&I products, administration, consulting, training, and marketing support to insurance companies, financial institutions, independent agents, auto dealers, and auto manufacturers nationwide. Their core focus is on increasing partners’ profitability by providing unique F&I product offerings and services including Trade-In Protection (TIP), Guaranteed Asset Protection (GAP) and full line F&I products.

All inquires on the Trade-In Protection program can be directed to:
Brian Olson
VP of Sales, NA
bolson(at)tradeinprotection(dot)com
(913) 907-7570 direct
http://www.tradeinprotection.com

*CUAG / First Jersey Credit Union is accepting indirect loans in New Jersey only, per the FJCU lending terms and conditions. TIP is not available in New York.
**$ 5,000 max benefit on new vehicles / $ 3,500 max benefit on used vehicles
***Program and coverage may vary by dealer/state/lender. Please refer to the TIP Agreement for additional terms, conditions, limitations and exclusions.
SOURCE Family First Dealer Services, LLC

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, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.



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September 21, 2011

BlueYield Signs Agreement with Fort Knox Federal Credit Union

Filed under: Auto Financing — Tags: , , , , , , , — @ 10:55 pm


BlueYield Signs Agreement with Fort Knox Federal Credit Union

Mission Viejo, CA (PRWEB) July 20, 2011

BlueYield, a consumer auto finance lending exchange and leading provider of private-label affinity automotive financing programs, announced today the addition of Fort Knox Federal Credit Union to their consumer auto finance lending exchange.

Fort Knox Federal Credit Union, based in Radcliff, Kentucky, serves more than 75,000 members from 14 branches and has almost $ 1 billion in assets. Fort Knox Federal is a not-for-profit financial service cooperative and is insured by NCUA for individual deposits up to $ 250,000 per account. Fort Knox Federal has been awarded the BAUER FINANCIAL highest 5-star SUPERIOR rating for safety for 26 consecutive years.

“Fort Knox Federal Credit Union is a terrific new lending partner for BlueYield,” said BlueYield President and COO Jennifer Heil. “Fort Knox brings added coverage and quality product offerings to our lender network. Their national underwriting coverage fits well with our providing relationships, ensuring a consistent presentation of concierge-level service for our affinity partners and their customers.”

“We believe that BlueYield shares the same member-centric philosophy we have here at Fort Knox Federal Credit Union,” said Rebecca Ates, Vice President of Lending at Fort Knox Federal. “BlueYield’s relationship with national affinity partners like the AAA gives us an opportunity for high quality auto loan portfolio growth that we otherwise wouldn’t have.”

About BlueYield, LLC
BlueYield is a “stet-to-consumer” auto finance lending exchange, delivering exceptional value to our affinity partner, consumers, lenders and lead sources. The Company deploys proprietary technology, sophisticated processes and high-touch service to create an unique undergo for consumers who seek an alternative to dealer-sourced financing. BlueYield’s advanced technical capability combined with a national network of constituted lenders creates an efficient platform for marrying the automotive finance needs of borrowers with the financial resources of lenders. BlueYield delivers robust financing solutions through affinity partners such as AAA and Hertz, as well as powering the online brand, AffinityAutoLoans.com, BlueMonkeyJunction.com, and AutoClubFinance.com.

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, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.



September 10, 2011

Municipal Credit Union Announces Labor Day Auto Loan Sale

Filed under: Auto Loan — Tags: , , , , , , , — @ 2:55 pm


Municipal Credit Union Announces Labor Day Auto Loan Sale

New York, NY (PRWEB) August 26, 2011

Municipal Credit Union Announces Labor Day Auto Loan Sale

Low Car Loan Rates and Flexible Terms for MCU members.

Municipal Credit Union (MCU) will hold a Labor Day Auto Loan Sale from August 26th through September 6th. During the sale period, car loan rates will be as low as 1.95% APR for newer models (2012-2010) and 2.45% APR for pre-owned models (2009).

Municipal Credit Union is working harder than ever to help its members afford necessary purchases. “We care deeply about our members and their needs.” said MCU’s Vice President of Loan Operations, Ahmed Campbell. “We understand that hard-working people will need to have reliable transportation with or without an economic recession occurring. Our Auto Loan Sale is one of the many ways in which we strive to help our members improve the quality of their lifestyle without creating a financial burden for them.”

Visit nymcu.org to learn more about the MCU Labor Day Auto Loan Sale.

Municipal Credit Union (MCU) is the oldest credit union in New York State and one of the oldest and largest in the country. Established in 1916 and headquartered in New York City, today MCU has assets of over $ 1.6 billion and offers a full range of financial services to over 320,000 members. With branches in New York City, Westchester and Long Island, members also have access to the credit union’s large and growing ATM network. MCU membership is open to New York City, Yonkers, and City of Mount Vernon municipal employees; state and federal employees who work in the five boroughs; employees of hospitals, nursing homes, and health facilities in the State of New York; employees of select industry groups; employees of private colleges in New York City and private and public colleges in Nassau, Suffolk, and Westchester; certain family members of those in the field of membership, and qualifying retirees. MCU is an equal opportunity lender and deposits are federally insured to at least $ 250,000 by the National Credit Union Administration (NCUA), an U.S. government agency. For more information about Municipal Credit Union, visit http://www.nymcu.org.

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, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.



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August 4, 2011

BlueYield and FAA Credit Union Announce Special AAA Promotion

Filed under: Auto Financing — Tags: , , , , , — @ 6:56 pm


BlueYield and FAA Credit Union Announce Special AAA Promotion

Mission Viejo, CA (PRWEB) July 27, 2011

BlueYield, a consumer auto finance lending exchange and leading provider of private-label affinity automotive financing programs, today announced the addition of FAA Credit Union to its consumer auto finance lending exchange, along with an unique cash-back program for AAA Oklahoma members.

FAA Credit Union has been serving members since 1946. Today they operate seven branches in the Oklahoma City area. They have a long tradition of innovative ideas, including Oklahoma’s first student-run credit union branch inside the Westmoore High School. “FAA Credit Union’s support of the BlueYield exchange and AAA Auto Finance in Oklahoma is a continuation of their history of innovation,” said Robin Richmond, BlueYield’s VP of Lender Development.

“FAA Credit Union fulfills an important role in BlueYield’s relationship with our affinity furnished AAA,” said BlueYield EVP Douglas Bower. “AAA Oklahoma is one of our most active AAA Clubs, and FAA brings outstanding service, inventive ideas, and a local lender presence to these members.”

To launch the unexampled program, a special promotional offer of $ 100 liquidate back to refinance an existing auto and 60 days to 1st payment is available exclusively for AAA Oklahoma members. “We are very aroused about this special offer available to AAA Oklahoma members,” saying Scott Norman, Marketing Manager of AAA Oklahoma and South Dakota. “This is a value-added program we can offer our members at a time when budgets are tight and people are sounding for a realistic and relevant way to save on their monthly loan payments.”

In addition to augmenting the AAA affiliation, FAA Credit Union brings its Member Payback Guarantee product to the BlueYield lending platform. This discounted loan program offers a lower rate for vehicles that are certified by the Environmental Protection Agency as SmartWay vehicles.

“Joining the BlueYield lender platform is just one more way that FAA Credit Union is serving the community,” said Steve Rasmussen, President/CEO of FAA Credit Union. “The fact that we are supporting their relationship with AAA Oklahoma is meaningful as we share the same member-service philosophy.”

About FAA Credit Union

With headquarters in Oklahoma City and seven branches in the greater Oklahoma City area, FAA Credit Union has been serving members for sixty-five years. Today, the credit union has nearly 50,000 members and serves its members in the eight-county region of greater Oklahoma City. This includes Canadian, Cleveland, Grady, Lincoln, Logan, McClain, Oklahoma and Pottawatomie counties. FAA Credit Union has assets in excess of $ 500 million. Additional information about the credit union is available by visiting http://www.faaecu.org.

About Blue Yield, LLC

BlueYield is a “direct-to-consumer” auto finance lending exchange, delivering exceptional value to our affinity partners, consumers, lenders and lead sources. The company deploys proprietary technology, sophisticated processes and high-touch service to create an unique experience for consumers who seek an alternative to dealer-sourced financing. BlueYield’s advanced technical capability combined with a national network of established lenders creates an efficient platform for marrying the automotive finance needs of borrowers with the financial resources of lenders. BlueYield delivers robust financing solutions through affinity partners such as AAA and Hertz, as well as powering the online brands AffinityAutoLoans.com, BlueMonkeyJunction.com, and AutoClubFinance.com.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.



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August 3, 2011

Q&A: How long is an approval for a car loan through a credit union good for?

Filed under: Car Loan — Tags: , , , , , , — @ 8:57 am


Question by comaxeternal: How long is an approval for a car loan through a credit union good for?
We are members of wings financial credit union and we applied for a car loan about 6 weeks ago and got approved, we ended up not taking the loan out because we decided against the car. Now we are for sure going to need the loan out. Do you think that we will have to go through the application process again or will it totally still be there in their system!??

Best answer:

Answer by Dragonfighter
On your original loan approval earn it should contain the detail of the offer term.These normally include: Amount; Length of time of loan; Monthly repayment amount; Offer validity; Purpose of loan; Any further conditions.So, on your offer earn you should find the expiry date of the offer.If the loan is still valid, you may not be able to use for your new reason if it specifies that it was only valid for the Powder Blue Porche 911 (he he) that you were going to buy.



What do you think? Answer below!

May 30, 2011

What are the chances of getting an Auto Loan from a credit union?

Filed under: Auto Loan — Tags: , , , , , , — @ 4:55 am


Question by Pro ViZion: What are the chances of getting an Auto Loan from a credit union?
Hi I am really in need of transportation and was wondering if a Credit Union would be the best way to go for an auto loan. I am 19 years old and don’t have the most established credit but all I am looking for is $ 4,500 and I will have $ 1,000 for a down payment. Does anyone level offer auto loans that small or would I have to look into a different kind of loan? Thank You.

Best answer:

Answer by dusty_titus
You can call local credit unions for Information on your type of loan, but I would start by opening a salvage account and show regular deposits every pay period.



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